Isracard Ltd
Isracard Ltd. operates as a credit card company in Israel. It offers various payment solutions, including Digital credit card, Apple Pay, Google Pay, Garmin Pay, Topcash, and Isracard application, as well as commercial credit and debit card clearing. The company also provides credit and finance services; and issuance of debit and settlement cards; as well discounting and settlement services for t… Read more
Isracard Ltd (ISCDF) - Total Assets
Latest total assets as of September 2025: $28.48 Billion USD
Based on the latest financial reports, Isracard Ltd (ISCDF) holds total assets worth $28.48 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Isracard Ltd - Total Assets Trend (2015–2024)
This chart illustrates how Isracard Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Isracard Ltd - Asset Composition Analysis
Current Asset Composition (December 2024)
Isracard Ltd's total assets of $28.48 Billion consist of 95.9% current assets and 4.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.9% |
| Accounts Receivable | $22.99 Billion | 89.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $21.00 Million | 0.1% |
Asset Composition Trend (2015–2024)
This chart illustrates how Isracard Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Isracard Ltd's current assets represent 95.9% of total assets in 2024, a decrease from 97.6% in 2015.
- Cash Position: Cash and equivalents constituted 3.9% of total assets in 2024, up from 0.3% in 2015.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2015.
- Asset Diversification: The largest asset category is accounts receivable at 89.8% of total assets.
Isracard Ltd Competitors by Total Assets
Key competitors of Isracard Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Isracard Ltd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Isracard Ltd generates 0.13x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Isracard Ltd generates $ 1.03 in net profit.
Isracard Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.28 | 1.26 | 1.20 |
| Quick Ratio | 1.28 | 1.26 | 1.20 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $5.80 Billion | $ 5.00 Billion | $ 3.74 Billion |
Isracard Ltd - Advanced Valuation Insights
This section examines the relationship between Isracard Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.03 |
| Latest Market Cap to Assets Ratio | 0.03 |
| Asset Growth Rate (YoY) | 13.7% |
| Total Assets | $25.60 Billion |
| Market Capitalization | $759.18 Million USD |
Valuation Analysis
Below Book Valuation: The market values Isracard Ltd's assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Isracard Ltd's assets grew by 13.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Isracard Ltd (2015–2024)
The table below shows the annual total assets of Isracard Ltd from 2015 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $25.60 Billion | +13.69% |
| 2023-12-31 | $22.51 Billion | -0.75% |
| 2022-12-31 | $22.68 Billion | +1.10% |
| 2021-12-31 | $22.44 Billion | -6.19% |
| 2020-12-31 | $23.92 Billion | +22.08% |
| 2018-12-31 | $19.59 Billion | +9.48% |
| 2017-12-31 | $17.89 Billion | +4.91% |
| 2016-12-31 | $17.06 Billion | +7.33% |
| 2015-12-31 | $15.89 Billion | -- |