University Bancorp Inc
University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. The company offers checking, NOW, savings, money market, time deposit, and certificates of deposit accounts. Its consumer loans include home equity, short term, automobile, personal, and recreational vehicle loans, as well… Read more
University Bancorp Inc (UNIB) - Total Assets
Latest total assets as of June 2018: $294.89 Million USD
Based on the latest financial reports, University Bancorp Inc (UNIB) holds total assets worth $294.89 Million USD as of June 2018.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
University Bancorp Inc - Total Assets Trend (2000–2024)
This chart illustrates how University Bancorp Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
University Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
University Bancorp Inc's total assets of $294.89 Million consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.0% |
| Accounts Receivable | $10.91 Million | 1.1% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $47.27 Million | 4.8% |
| Goodwill | $319.07K | 0.0% |
Asset Composition Trend (2000–2024)
This chart illustrates how University Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: University Bancorp Inc's current assets represent 0.0% of total assets in 2024, unchanged from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 3.0% of total assets in 2024, down from 5.3% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, an increase from 1.0% in 2000.
- Asset Diversification: The largest asset category is intangible assets at 4.8% of total assets.
University Bancorp Inc Competitors by Total Assets
Key competitors of University Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
University Bancorp Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - University Bancorp Inc generates 0.10x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, University Bancorp Inc generates $ 1.07 in net profit.
University Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.38 | 0.33 | 0.33 |
| Quick Ratio | 0.37 | 0.32 | 0.32 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-73.01 Million | $ -61.47 Million | $ -61.47 Million |
University Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between University Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.24 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 5.2% |
| Total Assets | $980.01 Million |
| Market Capitalization | $21.22 Million USD |
Valuation Analysis
Below Book Valuation: The market values University Bancorp Inc's assets below their book value (0.02 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: University Bancorp Inc's assets grew by 5.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for University Bancorp Inc (2000–2024)
The table below shows the annual total assets of University Bancorp Inc from 2000 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $980.01 Million | +5.19% |
| 2023-12-31 | $931.63 Million | +17.30% |
| 2022-12-31 | $794.24 Million | +58.73% |
| 2021-12-31 | $500.38 Million | -10.27% |
| 2020-12-31 | $557.68 Million | +54.07% |
| 2019-12-31 | $361.96 Million | +46.53% |
| 2018-12-31 | $247.02 Million | +0.44% |
| 2017-12-31 | $245.94 Million | +28.80% |
| 2016-12-31 | $190.94 Million | +4.65% |
| 2015-12-31 | $182.46 Million | +50.82% |
| 2014-12-31 | $120.98 Million | +8.78% |
| 2013-12-31 | $111.21 Million | -15.86% |
| 2012-12-31 | $132.18 Million | +9.76% |
| 2011-12-31 | $120.42 Million | +2.69% |
| 2010-12-31 | $117.27 Million | -12.76% |
| 2009-12-31 | $134.41 Million | +3.55% |
| 2008-12-31 | $129.80 Million | +47.10% |
| 2007-12-31 | $88.24 Million | +1.11% |
| 2006-12-31 | $87.27 Million | +35.22% |
| 2005-12-31 | $64.54 Million | +27.08% |
| 2004-12-31 | $50.79 Million | +16.62% |
| 2003-12-31 | $43.55 Million | -5.84% |
| 2002-12-31 | $46.25 Million | +1.37% |
| 2001-12-31 | $45.62 Million | -4.30% |
| 2000-12-31 | $47.67 Million | -- |