American Business Bk

OTCQX:AMBZ USA Banks - Regional
Market Cap
$383.54 Million
Market Cap Rank
#11849 Global
#5204 in USA
Share Price
$43.00
Change (1 day)
-2.27%
52-Week Range
$43.00 - $44.91
All Time High
$44.91
About

American Business Bank, a California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California. The company offers credit and depository; treasury management; asset-based lending; SBA lending; international banking comprising money transfer, import and export commercial letters of credit, stan… Read more

American Business Bk (AMBZ) - Total Assets

Latest total assets as of December 2025: $4.41 Billion USD

Based on the latest financial reports, American Business Bk (AMBZ) holds total assets worth $4.41 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

American Business Bk - Total Assets Trend (2012–2025)

This chart illustrates how American Business Bk’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

American Business Bk - Asset Composition Analysis

Current Asset Composition (December 2025)

American Business Bk's total assets of $4.41 Billion consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 5.6%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $0.00 0.0%
Goodwill $0.00 0.0%

Asset Composition Trend (2012–2025)

This chart illustrates how American Business Bk's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: American Business Bk's current assets represent 0.0% of total assets in 2025, unchanged from 0.0% in 2012.
  • Cash Position: Cash and equivalents constituted 5.6% of total assets in 2025, up from 2.5% in 2012.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2012.
  • Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.

American Business Bk Competitors by Total Assets

Key competitors of American Business Bk based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

American Business Bk - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.04

Lower asset utilization - American Business Bk generates 0.04x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.44% - 1.26%

Moderate ROA - For every $100 in assets, American Business Bk generates $ 1.23 in net profit.

American Business Bk - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.02 0.03 0.05
Quick Ratio 0.02 0.03 0.05
Cash Ratio 0.00 0.00 0.00
Working Capital $-3.02 Billion $ -3.42 Billion $ -1.71 Billion

American Business Bk - Advanced Valuation Insights

This section examines the relationship between American Business Bk's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.51
Latest Market Cap to Assets Ratio 0.08
Asset Growth Rate (YoY) 12.9%
Total Assets $4.41 Billion
Market Capitalization $364.88 Million USD

Valuation Analysis

Below Book Valuation: The market values American Business Bk's assets below their book value (0.08 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: American Business Bk's assets grew by 12.9% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for American Business Bk (2012–2025)

The table below shows the annual total assets of American Business Bk from 2012 to 2025.

Year Total Assets Change
2025-12-31 $4.41 Billion +12.91%
2023-12-31 $3.90 Billion +1.61%
2022-12-31 $3.84 Billion -1.83%
2021-12-31 $3.91 Billion +13.26%
2020-12-31 $3.45 Billion +43.81%
2019-12-31 $2.40 Billion +11.33%
2018-12-31 $2.16 Billion +15.15%
2017-12-31 $1.87 Billion +1.65%
2016-12-31 $1.84 Billion +10.28%
2015-12-31 $1.67 Billion +8.84%
2014-12-31 $1.54 Billion +13.54%
2013-12-31 $1.35 Billion +4.22%
2012-12-31 $1.30 Billion --