American Riviera Bank
American Riviera Bancorp provides a range of community banking products and services for businesses and consumers in California. The company offers checking, savings, money market, and individual retirement accounts; and certificates of deposit. It also provides various loan products, such as auto, boat/airplane, portfolio, fixed rate mortgage, jumbo, commercial real estate, lines of credit, agri… Read more
American Riviera Bank (ARBV) - Total Assets
Latest total assets as of December 2025: $1.37 Billion USD
Based on the latest financial reports, American Riviera Bank (ARBV) holds total assets worth $1.37 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
American Riviera Bank - Total Assets Trend (2012–2025)
This chart illustrates how American Riviera Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
American Riviera Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
American Riviera Bank's total assets of $1.37 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.6% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2012–2025)
This chart illustrates how American Riviera Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: American Riviera Bank's current assets represent 0.0% of total assets in 2025, unchanged from 0.0% in 2012.
- Cash Position: Cash and equivalents constituted 1.6% of total assets in 2025, down from 2.9% in 2012.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2012.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
American Riviera Bank Competitors by Total Assets
Key competitors of American Riviera Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
American Riviera Bank - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - American Riviera Bank generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, American Riviera Bank generates $ 0.91 in net profit.
American Riviera Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.05 | 0.25 | 0.10 |
| Quick Ratio | 0.05 | 0.25 | 0.10 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.11 Billion | $ -907.89 Million | $ -434.88 Million |
American Riviera Bank - Advanced Valuation Insights
This section examines the relationship between American Riviera Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.21 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 6.9% |
| Total Assets | $1.37 Billion |
| Market Capitalization | $77.47 Million USD |
Valuation Analysis
Below Book Valuation: The market values American Riviera Bank's assets below their book value (0.06 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: American Riviera Bank's assets grew by 6.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for American Riviera Bank (2012–2025)
The table below shows the annual total assets of American Riviera Bank from 2012 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.37 Billion | +6.88% |
| 2024-12-31 | $1.28 Billion | +1.13% |
| 2023-12-31 | $1.27 Billion | -1.37% |
| 2022-12-31 | $1.28 Billion | -1.83% |
| 2021-12-31 | $1.31 Billion | +34.47% |
| 2020-12-31 | $971.62 Million | +35.15% |
| 2019-12-31 | $718.93 Million | +16.61% |
| 2018-12-31 | $616.54 Million | +19.69% |
| 2017-12-31 | $515.12 Million | +15.43% |
| 2016-12-31 | $446.28 Million | +79.40% |
| 2015-12-31 | $248.77 Million | +10.51% |
| 2014-12-31 | $225.11 Million | +22.81% |
| 2013-12-31 | $183.31 Million | +6.94% |
| 2012-12-31 | $171.41 Million | -- |