Bank of San Francisco
Bank of San Francisco provides various banking products and services to businesses, nonprofits, and individuals in the greater San Francisco Bay Area. The company offers checking, savings, interest checking, money market accounts, certificates of deposit, individual retirement accounts, IntraFi network deposits, interest on lawyers' trust accounts, and contractor's escrow retention. It also provi… Read more
Bank of San Francisco (BSFO) - Total Assets
Latest total assets as of June 2025: $671.91 Million USD
Based on the latest financial reports, Bank of San Francisco (BSFO) holds total assets worth $671.91 Million USD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Bank of San Francisco - Total Assets Trend (2015–2023)
This chart illustrates how Bank of San Francisco’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Bank of San Francisco - Asset Composition Analysis
Current Asset Composition (December 2023)
Bank of San Francisco's total assets of $671.91 Million consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 16.6% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2015–2023)
This chart illustrates how Bank of San Francisco's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bank of San Francisco's current assets represent 0.0% of total assets in 2023, a decrease from 17.0% in 2015.
- Cash Position: Cash and equivalents constituted 16.6% of total assets in 2023, up from 14.9% in 2015.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2015.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Bank of San Francisco Competitors by Total Assets
Key competitors of Bank of San Francisco based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Bank of San Francisco - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Bank of San Francisco generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Bank of San Francisco generates $ 1.13 in net profit.
Bank of San Francisco - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.14 | 0.17 | 0.24 |
| Quick Ratio | 0.14 | 0.17 | 0.24 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-455.33 Million | $ -449.50 Million | $ -202.64 Million |
Bank of San Francisco - Advanced Valuation Insights
This section examines the relationship between Bank of San Francisco's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.04 |
| Latest Market Cap to Assets Ratio | 0.09 |
| Asset Growth Rate (YoY) | 3.5% |
| Total Assets | $611.98 Million |
| Market Capitalization | $56.55 Million USD |
Valuation Analysis
Below Book Valuation: The market values Bank of San Francisco's assets below their book value (0.09 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Bank of San Francisco's assets grew by 3.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Bank of San Francisco (2015–2023)
The table below shows the annual total assets of Bank of San Francisco from 2015 to 2023.
| Year | Total Assets | Change |
|---|---|---|
| 2023-12-31 | $611.98 Million | +3.49% |
| 2022-12-31 | $591.35 Million | -1.35% |
| 2021-12-31 | $599.45 Million | -11.11% |
| 2020-12-31 | $674.41 Million | +69.73% |
| 2019-12-31 | $397.35 Million | +20.74% |
| 2018-12-31 | $329.09 Million | +13.52% |
| 2017-12-31 | $289.89 Million | +24.14% |
| 2016-12-31 | $233.53 Million | +9.66% |
| 2015-12-31 | $212.96 Million | -- |