Credit Corp Group Limited
Credit Corp Group Limited engages in the provision of debt ledger purchasing, collection, and consumer lending services. The company operates through three segments: Debt Ledger Purchasing " Australia and New Zealand; Debt Ledger Purchasing " United States; and Consumer Lending " Australia, New Zealand and the United States. The company offers debt sales, which deals with credit arrears; continge… Read more
Credit Corp Group Limited (CCGFF) - Total Assets
Latest total assets as of June 2025: $1.40 Billion USD
Based on the latest financial reports, Credit Corp Group Limited (CCGFF) holds total assets worth $1.40 Billion USD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Credit Corp Group Limited - Total Assets Trend (2019–2025)
This chart illustrates how Credit Corp Group Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Credit Corp Group Limited - Asset Composition Analysis
Current Asset Composition (June 2025)
Credit Corp Group Limited's total assets of $1.40 Billion consist of 39.2% current assets and 60.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 4.1% |
| Accounts Receivable | $481.35 Million | 34.4% |
| Inventory | $906.00K | 0.1% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $14.80 Million | 1.1% |
Asset Composition Trend (2019–2025)
This chart illustrates how Credit Corp Group Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Credit Corp Group Limited's current assets represent 39.2% of total assets in 2025, a decrease from 46.9% in 2019.
- Cash Position: Cash and equivalents constituted 4.1% of total assets in 2025, up from 3.5% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2019.
- Asset Diversification: The largest asset category is accounts receivable at 34.4% of total assets.
Credit Corp Group Limited Competitors by Total Assets
Key competitors of Credit Corp Group Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Fon SE
WAR:FON
|
Poland | zł8.72 Million |
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
Credit Corp Group Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Credit Corp Group Limited generates 0.34x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Solid ROA - For every $100 in assets, Credit Corp Group Limited generates $6.73 in net profit.
Credit Corp Group Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 6.91 | 6.13 | 6.19 |
| Quick Ratio | 6.90 | 6.12 | 6.19 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $468.83 Million | $ 408.47 Million | $ 343.01 Million |
Credit Corp Group Limited - Advanced Valuation Insights
This section examines the relationship between Credit Corp Group Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.71 |
| Latest Market Cap to Assets Ratio | 0.48 |
| Asset Growth Rate (YoY) | 5.6% |
| Total Assets | $1.40 Billion |
| Market Capitalization | $671.93 Million USD |
Valuation Analysis
Below Book Valuation: The market values Credit Corp Group Limited's assets below their book value (0.48 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Credit Corp Group Limited's assets grew by 5.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Credit Corp Group Limited (2019–2025)
The table below shows the annual total assets of Credit Corp Group Limited from 2019 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | $1.40 Billion | +5.57% |
| 2024-06-30 | $1.32 Billion | +6.05% |
| 2023-06-30 | $1.25 Billion | +28.13% |
| 2022-06-30 | $974.61 Million | +24.75% |
| 2021-06-30 | $781.25 Million | +8.11% |
| 2020-06-30 | $722.65 Million | +11.27% |
| 2019-06-30 | $649.47 Million | -- |