CommerceWest Bank

OTCQX:CWBK USA Banks - Regional
Market Cap
$94.79 Million
Market Cap Rank
#19341 Global
#7122 in USA
Share Price
$32.31
Change (1 day)
-4.89%
52-Week Range
$32.31 - $34.00
All Time High
$37.75
About

CW Bancorp operates as a holding company for CommerceWest Bank that provides various commercial banking products and services for small and mid-sized businesses in California. The company offers loans, including commercial real estate, asset based, mergers and acquisitions, international, and term loans, as well as lines of credit. It also provides checking and analyzed, money market deposit, sav… Read more

CommerceWest Bank (CWBK) - Total Assets

Latest total assets as of September 2025: $1.13 Billion USD

Based on the latest financial reports, CommerceWest Bank (CWBK) holds total assets worth $1.13 Billion USD as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

CommerceWest Bank - Total Assets Trend (2014–2024)

This chart illustrates how CommerceWest Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

CommerceWest Bank - Asset Composition Analysis

Current Asset Composition (December 2024)

CommerceWest Bank's total assets of $1.13 Billion consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 33.8%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $0.00 0.0%
Goodwill $3.06 Million 0.2%

Asset Composition Trend (2014–2024)

This chart illustrates how CommerceWest Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: CommerceWest Bank's current assets represent 0.0% of total assets in 2024, a decrease from 19.4% in 2014.
  • Cash Position: Cash and equivalents constituted 33.8% of total assets in 2024, up from 19.4% in 2014.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2014.
  • Asset Diversification: The largest asset category is goodwill at 0.2% of total assets.

CommerceWest Bank Competitors by Total Assets

Key competitors of CommerceWest Bank based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

CommerceWest Bank - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.04

Lower asset utilization - CommerceWest Bank generates 0.03x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.65% - 1.35%

Moderate ROA - For every $100 in assets, CommerceWest Bank generates $ 0.88 in net profit.

CommerceWest Bank - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.34 0.32 0.17
Quick Ratio 0.34 0.32 0.17
Cash Ratio 0.00 0.00 0.00
Working Capital $-865.64 Million $ -830.93 Million $ -421.92 Million

CommerceWest Bank - Advanced Valuation Insights

This section examines the relationship between CommerceWest Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.19
Latest Market Cap to Assets Ratio 0.05
Asset Growth Rate (YoY) 14.5%
Total Assets $1.49 Billion
Market Capitalization $76.64 Million USD

Valuation Analysis

Below Book Valuation: The market values CommerceWest Bank's assets below their book value (0.05 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: CommerceWest Bank's assets grew by 14.5% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for CommerceWest Bank (2014–2024)

The table below shows the annual total assets of CommerceWest Bank from 2014 to 2024.

Year Total Assets Change
2024-12-31 $1.49 Billion +14.49%
2023-12-31 $1.30 Billion -9.46%
2022-12-31 $1.44 Billion +5.27%
2021-12-31 $1.37 Billion +3.57%
2020-12-31 $1.32 Billion +49.29%
2019-12-31 $883.45 Million +10.67%
2018-12-31 $798.29 Million +3.74%
2017-12-31 $769.50 Million +24.78%
2016-12-31 $616.67 Million +16.63%
2015-12-31 $528.74 Million +25.11%
2014-12-31 $422.63 Million --