Community Bancorp of Santa Maria

OTCQX:CYSM USA Banks - Regional
Market Cap
$27.67 Million
Market Cap Rank
#24396 Global
#8435 in USA
Share Price
$12.61
Change (1 day)
+0.00%
52-Week Range
$11.55 - $12.61
All Time High
$13.48
About

Community Bancorp of Santa Maria operates as the bank holding company for Community Bank of Santa Maria that provides various banking products and services for businesses and individuals. The company's deposit products include checking, NOW, money market savings, savings, seedling, Christmas Club, individual retirement, and CDARS accounts; and certificates of deposit. Its loan portfolio comprises… Read more

Community Bancorp of Santa Maria (CYSM) - Total Assets

Latest total assets as of June 2025: $417.81 Million USD

Based on the latest financial reports, Community Bancorp of Santa Maria (CYSM) holds total assets worth $417.81 Million USD as of June 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Community Bancorp of Santa Maria - Total Assets Trend (2013–2023)

This chart illustrates how Community Bancorp of Santa Maria’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Community Bancorp of Santa Maria - Asset Composition Analysis

Current Asset Composition (December 2023)

Community Bancorp of Santa Maria's total assets of $417.81 Million consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 2.6%
Accounts Receivable $7.61 Million 1.9%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $0.00 0.0%
Goodwill $0.00 0.0%

Asset Composition Trend (2013–2023)

This chart illustrates how Community Bancorp of Santa Maria's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Community Bancorp of Santa Maria's current assets represent 0.0% of total assets in 2023, a decrease from 6.4% in 2013.
  • Cash Position: Cash and equivalents constituted 2.6% of total assets in 2023, down from 5.6% in 2013.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
  • Asset Diversification: The largest asset category is accounts receivable at 1.9% of total assets.

Community Bancorp of Santa Maria Competitors by Total Assets

Key competitors of Community Bancorp of Santa Maria based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Community Bancorp of Santa Maria - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.05

Lower asset utilization - Community Bancorp of Santa Maria generates 0.04x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.35% - 1.45%

Moderate ROA - For every $100 in assets, Community Bancorp of Santa Maria generates $ 1.00 in net profit.

Community Bancorp of Santa Maria - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio - -
Quick Ratio - -
Cash Ratio - -
Working Capital $- - -

Community Bancorp of Santa Maria - Advanced Valuation Insights

This section examines the relationship between Community Bancorp of Santa Maria's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.10
Latest Market Cap to Assets Ratio 0.06
Asset Growth Rate (YoY) -1.7%
Total Assets $391.82 Million
Market Capitalization $25.37 Million USD

Valuation Analysis

Below Book Valuation: The market values Community Bancorp of Santa Maria's assets below their book value (0.06 x), which may indicate investor concerns about asset quality or future growth.

Slight Asset Contraction: Community Bancorp of Santa Maria's assets decreased by 1.7% over the past year, which may reflect streamlining or optimization of resources.

Annual Total Assets for Community Bancorp of Santa Maria (2013–2023)

The table below shows the annual total assets of Community Bancorp of Santa Maria from 2013 to 2023.

Year Total Assets Change
2023-12-31 $391.82 Million -1.73%
2022-12-31 $398.70 Million -3.93%
2021-12-31 $415.01 Million +22.49%
2020-12-31 $338.80 Million +28.59%
2019-12-31 $263.46 Million +4.88%
2018-12-31 $251.21 Million -7.64%
2017-12-31 $272.00 Million +8.77%
2016-12-31 $250.07 Million +5.59%
2015-12-31 $236.84 Million +12.24%
2014-12-31 $211.00 Million +11.38%
2013-12-31 $189.44 Million --