F & M Bank Corp
F & M Bank Corp. operates as the bank holding company for Farmers & Merchants Bank that provides financial products and services to consumers and businesses in Virginia. The company offers commercial and individual demand and time deposit accounts, savings accounts, money market accounts, internet and mobile banking services, and drive-in banking services. It provides construction loans, includin… Read more
F & M Bank Corp (FMBM) - Total Assets
Latest total assets as of September 2025: $1.36 Billion USD
Based on the latest financial reports, F & M Bank Corp (FMBM) holds total assets worth $1.36 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
F & M Bank Corp - Total Assets Trend (2010–2024)
This chart illustrates how F & M Bank Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
F & M Bank Corp - Asset Composition Analysis
Current Asset Composition (December 2024)
F & M Bank Corp's total assets of $1.36 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.5% |
| Accounts Receivable | $4.94 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $3.08 Million | 0.2% |
Asset Composition Trend (2010–2024)
This chart illustrates how F & M Bank Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: F & M Bank Corp's current assets represent 0.0% of total assets in 2024, unchanged from 0.0% in 2010.
- Cash Position: Cash and equivalents constituted 1.5% of total assets in 2024, up from 0.9% in 2010.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2010.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
F & M Bank Corp Competitors by Total Assets
Key competitors of F & M Bank Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
F & M Bank Corp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - F & M Bank Corp generates 0.03x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, F & M Bank Corp generates $ 0.56 in net profit.
F & M Bank Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.03 | 0.02 | 0.04 |
| Quick Ratio | 0.03 | 0.02 | 0.04 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.17 Billion | $ -1.10 Billion | $ -608.88 Million |
F & M Bank Corp - Advanced Valuation Insights
This section examines the relationship between F & M Bank Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.11 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 0.6% |
| Total Assets | $1.30 Billion |
| Market Capitalization | $53.77 Million USD |
Valuation Analysis
Below Book Valuation: The market values F & M Bank Corp's assets below their book value (0.04 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: F & M Bank Corp's assets grew by 0.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for F & M Bank Corp (2010–2024)
The table below shows the annual total assets of F & M Bank Corp from 2010 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $1.30 Billion | +0.57% |
| 2023-12-31 | $1.29 Billion | +3.91% |
| 2022-12-31 | $1.25 Billion | +2.18% |
| 2021-12-31 | $1.22 Billion | +26.10% |
| 2020-12-31 | $966.93 Million | +18.79% |
| 2019-12-31 | $814.00 Million | +4.33% |
| 2018-12-31 | $780.25 Million | +3.58% |
| 2017-12-31 | $753.27 Million | +1.13% |
| 2016-12-31 | $744.89 Million | +11.95% |
| 2015-12-31 | $665.36 Million | +9.92% |
| 2014-12-31 | $605.31 Million | +9.50% |
| 2013-12-31 | $552.79 Million | -7.39% |
| 2012-12-31 | $596.90 Million | +5.32% |
| 2011-12-31 | $566.73 Million | +5.17% |
| 2010-12-31 | $538.86 Million | -- |