Golden State Bancorp
Golden State Bancorp operates as the holding company for Golden State Bank that provides personal and business banking services in Los Angeles, Orange, Riverside, San Diego, Ventura, and San Bernardino counties in California. The company accepts checking, savings, deposits, and money market accounts, and cash management services, as well as certificates of deposit. Its loan products comprise comm… Read more
Golden State Bancorp (GSBX) - Total Assets
Latest total assets as of September 2025: $927.95 Million USD
Based on the latest financial reports, Golden State Bancorp (GSBX) holds total assets worth $927.95 Million USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Golden State Bancorp - Total Assets Trend (2003–2024)
This chart illustrates how Golden State Bancorp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Golden State Bancorp - Asset Composition Analysis
Current Asset Composition (December 2024)
Golden State Bancorp's total assets of $927.95 Million consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 14.1% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2003–2024)
This chart illustrates how Golden State Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Golden State Bancorp's current assets represent 0.0% of total assets in 2024, a decrease from 3.7% in 2003.
- Cash Position: Cash and equivalents constituted 14.1% of total assets in 2024, up from 3.3% in 2003.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2003.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Golden State Bancorp Competitors by Total Assets
Key competitors of Golden State Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Golden State Bancorp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Golden State Bancorp generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Golden State Bancorp generates $ 0.97 in net profit.
Golden State Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.23 | 0.21 | 0.20 |
| Quick Ratio | 0.23 | 0.21 | 0.17 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-467.91 Million | $ -407.06 Million | $ -219.45 Million |
Golden State Bancorp - Advanced Valuation Insights
This section examines the relationship between Golden State Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.09 |
| Latest Market Cap to Assets Ratio | 0.03 |
| Asset Growth Rate (YoY) | 14.7% |
| Total Assets | $836.86 Million |
| Market Capitalization | $26.51 Million USD |
Valuation Analysis
Below Book Valuation: The market values Golden State Bancorp's assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Golden State Bancorp's assets grew by 14.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Golden State Bancorp (2003–2024)
The table below shows the annual total assets of Golden State Bancorp from 2003 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $836.86 Million | +14.71% |
| 2023-12-31 | $729.54 Million | +12.44% |
| 2022-12-31 | $648.85 Million | +23.29% |
| 2021-12-31 | $526.29 Million | +19.86% |
| 2020-12-31 | $439.07 Million | +25.32% |
| 2019-12-31 | $350.36 Million | +13.79% |
| 2018-12-31 | $307.90 Million | +43.55% |
| 2017-12-31 | $214.49 Million | +34.97% |
| 2016-12-31 | $158.92 Million | +26.03% |
| 2015-12-31 | $126.10 Million | +9.59% |
| 2006-12-31 | $115.06 Million | +15.25% |
| 2005-12-31 | $99.84 Million | +58.74% |
| 2004-12-31 | $62.89 Million | +265.86% |
| 2003-12-31 | $17.19 Million | -- |