Juniata Valley Financial Corp

OTCQX:JUVF USA Banks - Regional
Market Cap
$61.68 Million
Market Cap Rank
#20376 Global
#7398 in USA
Share Price
$12.29
Change (1 day)
+0.00%
52-Week Range
$12.12 - $12.75
All Time High
$16.75
About

Juniata Valley Financial Corp. operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services to small and mid-sized businesses in central and northern Pennsylvania, the United States. The company offers consumer banking services that include online account opening, online banking, mobile banking, telephone banking, automated teller machines,… Read more

Juniata Valley Financial Corp (JUVF) - Total Assets

Latest total assets as of September 2025: $880.47 Million USD

Based on the latest financial reports, Juniata Valley Financial Corp (JUVF) holds total assets worth $880.47 Million USD as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Juniata Valley Financial Corp - Total Assets Trend (2010–2024)

This chart illustrates how Juniata Valley Financial Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Juniata Valley Financial Corp - Asset Composition Analysis

Current Asset Composition (December 2024)

Juniata Valley Financial Corp's total assets of $880.47 Million consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 1.3%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $327.00K 0.0%
Goodwill $9.81 Million 1.2%

Asset Composition Trend (2010–2024)

This chart illustrates how Juniata Valley Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Juniata Valley Financial Corp's current assets represent 0.0% of total assets in 2024, unchanged from 0.0% in 2010.
  • Cash Position: Cash and equivalents constituted 1.3% of total assets in 2024, down from 2.9% in 2010.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2010.
  • Asset Diversification: The largest asset category is goodwill at 1.2% of total assets.

Juniata Valley Financial Corp Competitors by Total Assets

Key competitors of Juniata Valley Financial Corp based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Juniata Valley Financial Corp - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.04

Lower asset utilization - Juniata Valley Financial Corp generates 0.03x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.52% - 1.00%

Moderate ROA - For every $100 in assets, Juniata Valley Financial Corp generates $ 0.73 in net profit.

Juniata Valley Financial Corp - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.04 0.40 0.04
Quick Ratio 0.04 0.40 0.04
Cash Ratio 0.00 0.00 0.00
Working Capital $-769.59 Million $ -453.02 Million $ -530.95 Million

Juniata Valley Financial Corp - Advanced Valuation Insights

This section examines the relationship between Juniata Valley Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.22
Latest Market Cap to Assets Ratio 0.07
Asset Growth Rate (YoY) -2.5%
Total Assets $848.87 Million
Market Capitalization $60.35 Million USD

Valuation Analysis

Below Book Valuation: The market values Juniata Valley Financial Corp's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.

Slight Asset Contraction: Juniata Valley Financial Corp's assets decreased by 2.5% over the past year, which may reflect streamlining or optimization of resources.

Annual Total Assets for Juniata Valley Financial Corp (2010–2024)

The table below shows the annual total assets of Juniata Valley Financial Corp from 2010 to 2024.

Year Total Assets Change
2024-12-31 $848.87 Million -2.49%
2023-12-31 $870.55 Million +4.78%
2022-12-31 $830.88 Million +2.51%
2021-12-31 $810.52 Million +2.12%
2020-12-31 $793.72 Million +18.35%
2019-12-31 $670.63 Million +7.26%
2018-12-31 $625.24 Million +5.62%
2017-12-31 $591.95 Million +2.00%
2016-12-31 $580.35 Million -0.61%
2015-12-31 $583.93 Million +21.52%
2014-12-31 $480.53 Million +7.07%
2013-12-31 $448.78 Million -0.02%
2012-12-31 $448.87 Million +0.32%
2011-12-31 $447.43 Million +2.68%
2010-12-31 $435.75 Million --