Oconee Federal Financial Corp

OTCQX:OFED USA Banks - Regional
Market Cap
$70.27 Million
Market Cap Rank
#19937 Global
#7283 in USA
Share Price
$12.07
Change (1 day)
+0.00%
52-Week Range
$12.07 - $12.50
All Time High
$26.41
About

Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee and Pickens County areas of northwestern South Carolina, and the northeast area of Georgia in Stephens County and Rabun County. It offers deposit products, including demand, money market, NOW, savings, and individual retirem… Read more

Oconee Federal Financial Corp (OFED) - Total Assets

Latest total assets as of December 2025: $662.36 Million USD

Based on the latest financial reports, Oconee Federal Financial Corp (OFED) holds total assets worth $662.36 Million USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Oconee Federal Financial Corp - Total Assets Trend (2009–2025)

This chart illustrates how Oconee Federal Financial Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Oconee Federal Financial Corp - Asset Composition Analysis

Current Asset Composition (June 2025)

Oconee Federal Financial Corp's total assets of $662.36 Million consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 3.0%
Accounts Receivable $1.72 Million 0.3%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $322.00K 0.1%
Goodwill $2.59 Million 0.4%

Asset Composition Trend (2009–2025)

This chart illustrates how Oconee Federal Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Oconee Federal Financial Corp's current assets represent 0.0% of total assets in 2025, unchanged from 0.0% in 2009.
  • Cash Position: Cash and equivalents constituted 3.0% of total assets in 2025, up from 2.0% in 2009.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2009.
  • Asset Diversification: The largest asset category is goodwill at 0.4% of total assets.

Oconee Federal Financial Corp Competitors by Total Assets

Key competitors of Oconee Federal Financial Corp based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Oconee Federal Financial Corp - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.02 - 0.04

Lower asset utilization - Oconee Federal Financial Corp generates 0.03x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.56% - 1.15%

Moderate ROA - For every $100 in assets, Oconee Federal Financial Corp generates $ 0.64 in net profit.

Oconee Federal Financial Corp - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 91.03 210.90 0.93
Quick Ratio 91.03 210.90 0.93
Cash Ratio 0.00 0.00 0.00
Working Capital $142.60 Million $ 167.92 Million $ -26.70 Million

Oconee Federal Financial Corp - Advanced Valuation Insights

This section examines the relationship between Oconee Federal Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.00
Latest Market Cap to Assets Ratio 0.10
Asset Growth Rate (YoY) 0.4%
Total Assets $668.19 Million
Market Capitalization $66.27 Million USD

Valuation Analysis

Below Book Valuation: The market values Oconee Federal Financial Corp's assets below their book value (0.10 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Oconee Federal Financial Corp's assets grew by 0.4% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Oconee Federal Financial Corp (2009–2025)

The table below shows the annual total assets of Oconee Federal Financial Corp from 2009 to 2025.

Year Total Assets Change
2025-06-30 $668.19 Million +0.39%
2024-06-30 $665.60 Million +11.79%
2023-06-30 $595.40 Million +9.29%
2022-06-30 $544.79 Million +0.20%
2021-06-30 $543.72 Million +5.46%
2020-06-30 $515.58 Million -2.32%
2019-06-30 $527.83 Million +8.17%
2018-06-30 $487.96 Million +1.38%
2017-06-30 $481.32 Million -0.89%
2016-06-30 $485.64 Million +2.12%
2015-06-30 $475.58 Million +31.92%
2014-06-30 $360.50 Million -2.59%
2013-06-30 $370.10 Million -2.03%
2012-06-30 $377.75 Million +0.93%
2011-06-30 $374.28 Million +12.21%
2010-06-30 $333.55 Million +7.05%
2009-06-30 $311.58 Million --