Redwood Capital Bancorp
Redwood Capital Bancorp operates as the bank holding company for Redwood Capital Bank that provides various banking products and services to individuals and businesses in California. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides real estate loans, home equity lines of credit, construction and development loans, term loans for machin… Read more
Redwood Capital Bancorp (RWCB) - Total Assets
Latest total assets as of June 2025: $549.82 Million USD
Based on the latest financial reports, Redwood Capital Bancorp (RWCB) holds total assets worth $549.82 Million USD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Redwood Capital Bancorp - Total Assets Trend (2014–2023)
This chart illustrates how Redwood Capital Bancorp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Redwood Capital Bancorp - Asset Composition Analysis
Current Asset Composition (December 2023)
Redwood Capital Bancorp's total assets of $549.82 Million consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.9% |
| Accounts Receivable | $11.44 Million | 2.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $1.85 Million | 0.4% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2014–2023)
This chart illustrates how Redwood Capital Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Redwood Capital Bancorp's current assets represent 0.0% of total assets in 2023, a decrease from 14.8% in 2014.
- Cash Position: Cash and equivalents constituted 3.9% of total assets in 2023, down from 14.6% in 2014.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2014.
- Asset Diversification: The largest asset category is accounts receivable at 2.2% of total assets.
Redwood Capital Bancorp Competitors by Total Assets
Key competitors of Redwood Capital Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Redwood Capital Bancorp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Redwood Capital Bancorp generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Redwood Capital Bancorp generates $ 1.35 in net profit.
Redwood Capital Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.10 | 0.32 | 0.13 |
| Quick Ratio | 0.10 | 0.32 | 0.13 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-424.14 Million | $ -366.24 Million | $ -215.39 Million |
Redwood Capital Bancorp - Advanced Valuation Insights
This section examines the relationship between Redwood Capital Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.04 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | -0.7% |
| Total Assets | $521.44 Million |
| Market Capitalization | $37.21 Million USD |
Valuation Analysis
Below Book Valuation: The market values Redwood Capital Bancorp's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Redwood Capital Bancorp's assets decreased by 0.7% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Redwood Capital Bancorp (2014–2023)
The table below shows the annual total assets of Redwood Capital Bancorp from 2014 to 2023.
| Year | Total Assets | Change |
|---|---|---|
| 2023-12-31 | $521.44 Million | -0.71% |
| 2022-12-31 | $525.15 Million | -11.90% |
| 2021-12-31 | $596.07 Million | +20.19% |
| 2020-12-31 | $495.94 Million | +34.50% |
| 2018-12-31 | $368.74 Million | +7.63% |
| 2017-12-31 | $342.59 Million | +2.90% |
| 2016-12-31 | $332.95 Million | +4.90% |
| 2015-12-31 | $317.41 Million | +38.57% |
| 2014-12-31 | $229.06 Million | -- |