Standard Premium Finance Holdings Inc.
Standard Premium Finance Holdings, Inc. operates as an insurance premium financing company in the United States. The company offers collateralized loans to small- and medium-sized businesses and individuals to finance the insurance premiums they pay on their commercial property and casualty insurance policies. Standard Premium Finance Holdings, Inc. was founded in 1991 and is based in Miami, Flor… Read more
Standard Premium Finance Holdings Inc. (SPFX) - Total Assets
Latest total assets as of September 2025: $75.57 Million USD
Based on the latest financial reports, Standard Premium Finance Holdings Inc. (SPFX) holds total assets worth $75.57 Million USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Standard Premium Finance Holdings Inc. - Total Assets Trend (2019–2024)
This chart illustrates how Standard Premium Finance Holdings Inc.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Standard Premium Finance Holdings Inc. - Asset Composition Analysis
Current Asset Composition (December 2024)
Standard Premium Finance Holdings Inc.'s total assets of $75.57 Million consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2019–2024)
This chart illustrates how Standard Premium Finance Holdings Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Standard Premium Finance Holdings Inc.'s current assets represent 0.0% of total assets in 2024, unchanged from 0.0% in 2019.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2024, down from 0.9% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2019.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Standard Premium Finance Holdings Inc. Competitors by Total Assets
Key competitors of Standard Premium Finance Holdings Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Fon SE
WAR:FON
|
Poland | zł8.72 Million |
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
Standard Premium Finance Holdings Inc. - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Standard Premium Finance Holdings Inc. generates 0.08x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Standard Premium Finance Holdings Inc. generates $ 1.49 in net profit.
Standard Premium Finance Holdings Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.24 | 1.26 | - |
| Quick Ratio | 1.24 | 1.26 | - |
| Cash Ratio | 0.00 | 0.00 | - |
| Working Capital | $14.18 Million | $ 14.73 Million | - |
Standard Premium Finance Holdings Inc. - Advanced Valuation Insights
This section examines the relationship between Standard Premium Finance Holdings Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.66 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 5.6% |
| Total Assets | $65.85 Million |
| Market Capitalization | $15.09K USD |
Valuation Analysis
Below Book Valuation: The market values Standard Premium Finance Holdings Inc.'s assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Standard Premium Finance Holdings Inc.'s assets grew by 5.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Standard Premium Finance Holdings Inc. (2019–2024)
The table below shows the annual total assets of Standard Premium Finance Holdings Inc. from 2019 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $65.85 Million | +5.57% |
| 2023-12-31 | $62.38 Million | +21.14% |
| 2022-12-31 | $51.49 Million | +6.12% |
| 2021-12-31 | $48.52 Million | +18.88% |
| 2020-12-31 | $40.81 Million | +1.37% |
| 2019-12-31 | $40.26 Million | -- |