Town Center Bank
Town Center Bank provides various financial services to individuals and businesses in Illinois. The company offers a range of deposit products, such as checking accounts, sweep accounts, savings accounts, term certificate accounts, and certificates of deposit; and various lending products comprising commercial loans, consumer loans, home mortgage loans, home equity lines of credit, home equity lo… Read more
Town Center Bank (TCNB) - Total Assets
Latest total assets as of June 2025: $162.42 Million USD
Based on the latest financial reports, Town Center Bank (TCNB) holds total assets worth $162.42 Million USD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Town Center Bank - Total Assets Trend (2014–2024)
This chart illustrates how Town Center Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Town Center Bank - Asset Composition Analysis
Current Asset Composition (December 2024)
Town Center Bank's total assets of $162.42 Million consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 11.1% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2014–2024)
This chart illustrates how Town Center Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Town Center Bank's current assets represent 0.0% of total assets in 2024, unchanged from 0.0% in 2014.
- Cash Position: Cash and equivalents constituted 11.1% of total assets in 2024, down from 47.4% in 2014.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2014.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Town Center Bank Competitors by Total Assets
Key competitors of Town Center Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Town Center Bank - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Town Center Bank generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Town Center Bank generates $ 0.90 in net profit.
Town Center Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.06 | 0.08 | 0.08 |
| Quick Ratio | 0.06 | 0.08 | 0.08 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-85.72 Million | $ -79.74 Million | $ -79.74 Million |
Town Center Bank - Advanced Valuation Insights
This section examines the relationship between Town Center Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.71 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | 12.0% |
| Total Assets | $165.27 Million |
| Market Capitalization | $12.12 Million USD |
Valuation Analysis
Below Book Valuation: The market values Town Center Bank's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Town Center Bank's assets grew by 12.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Town Center Bank (2014–2024)
The table below shows the annual total assets of Town Center Bank from 2014 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $165.27 Million | +11.99% |
| 2023-12-31 | $147.58 Million | +9.87% |
| 2022-12-31 | $134.32 Million | -10.06% |
| 2021-12-31 | $149.35 Million | -4.26% |
| 2020-12-31 | $155.99 Million | +46.17% |
| 2019-12-31 | $106.72 Million | +2.72% |
| 2018-12-31 | $103.89 Million | +5.53% |
| 2017-12-31 | $98.45 Million | +4.40% |
| 2016-12-31 | $94.30 Million | -9.47% |
| 2015-12-31 | $104.16 Million | -5.72% |
| 2014-12-31 | $110.48 Million | -- |