Accord Financial Corp
Accord Financial Corp., through its subsidiaries, provides asset-based financial services to industrial and commercial enterprises primarily in Canada and the United States. It is involved in the asset-based lending, which entails financing or purchasing receivables on a recourse basis, as well as financing other tangible assets, such as inventory and equipment; and provision of lease and equipme… Read more
Accord Financial Corp (ACCFF) - Total Assets
Latest total assets as of September 2025: $436.47 Million USD
Based on the latest financial reports, Accord Financial Corp (ACCFF) holds total assets worth $436.47 Million USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Accord Financial Corp - Total Assets Trend (1995–2024)
This chart illustrates how Accord Financial Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Accord Financial Corp - Asset Composition Analysis
Current Asset Composition (December 2024)
Accord Financial Corp's total assets of $436.47 Million consist of 8.2% current assets and 91.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 4.0% |
| Accounts Receivable | $14.64 Million | 3.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1995–2024)
This chart illustrates how Accord Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Accord Financial Corp's current assets represent 8.2% of total assets in 2024, an increase from 0.0% in 1995.
- Cash Position: Cash and equivalents constituted 4.0% of total assets in 2024, up from 0.0% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 8.0% in 1995.
- Asset Diversification: The largest asset category is accounts receivable at 3.5% of total assets.
Accord Financial Corp Competitors by Total Assets
Key competitors of Accord Financial Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Accord Financial Corp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Accord Financial Corp generates 0.11x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Accord Financial Corp is currently not profitable relative to its asset base.
Accord Financial Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.03 | 0.05 | 0.48 |
| Quick Ratio | 0.03 | 0.05 | 0.48 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-286.76 Million | $ -270.62 Million | $ -126.02 Million |
Accord Financial Corp - Advanced Valuation Insights
This section examines the relationship between Accord Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.18 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | -19.4% |
| Total Assets | $413.88 Million |
| Market Capitalization | $8.00 Million USD |
Valuation Analysis
Below Book Valuation: The market values Accord Financial Corp's assets below their book value (0.02 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Accord Financial Corp's assets decreased by 19.4% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Accord Financial Corp (1995–2024)
The table below shows the annual total assets of Accord Financial Corp from 1995 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $413.88 Million | -19.40% |
| 2023-12-31 | $513.48 Million | +4.42% |
| 2022-12-31 | $491.76 Million | -5.45% |
| 2021-12-31 | $520.11 Million | +35.12% |
| 2020-12-31 | $384.91 Million | -5.24% |
| 2019-12-31 | $406.21 Million | +8.68% |
| 2018-12-31 | $373.78 Million | +48.91% |
| 2017-12-31 | $251.02 Million | +58.31% |
| 2016-12-31 | $158.57 Million | +2.59% |
| 2015-12-31 | $154.56 Million | -0.04% |
| 2014-12-31 | $154.62 Million | +27.99% |
| 2013-12-31 | $120.81 Million | -3.04% |
| 2012-12-31 | $124.59 Million | +26.50% |
| 2011-12-31 | $98.49 Million | -12.93% |
| 2010-12-31 | $113.12 Million | +15.51% |
| 2009-12-31 | $97.94 Million | -5.37% |
| 2008-12-31 | $103.50 Million | -3.39% |
| 2007-12-31 | $107.13 Million | +26.52% |
| 2006-12-31 | $84.68 Million | -6.02% |
| 2005-12-31 | $90.10 Million | +21.69% |
| 2004-12-31 | $74.05 Million | -1.91% |
| 2003-12-31 | $75.48 Million | +4.74% |
| 2002-12-31 | $72.07 Million | +6.17% |
| 2001-12-31 | $67.88 Million | -15.10% |
| 2000-12-31 | $79.95 Million | +28.34% |
| 1999-12-31 | $62.30 Million | +40.63% |
| 1998-12-31 | $44.30 Million | +38.44% |
| 1997-12-31 | $32.00 Million | -10.36% |
| 1996-12-31 | $35.70 Million | +9.85% |
| 1995-12-31 | $32.50 Million | -- |