Associates First Capital Corp
Associates First Capital Corporation, a financial services organization, provides finance, leasing, insurance, and related services to individual consumers and businesses in the United States and internationally. The company was founded in 1918 and is based in Irving, Texas. Associates First Capital Corporation operates as a subsidiary of Citicorp Banking Corporation.
Associates First Capital Corp (ASFZ) - Total Assets
Latest total assets as of June 2012: $46.65 Billion USD
Based on the latest financial reports, Associates First Capital Corp (ASFZ) holds total assets worth $46.65 Billion USD as of June 2012.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Associates First Capital Corp - Total Assets Trend (1997–2011)
This chart illustrates how Associates First Capital Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Associates First Capital Corp - Asset Composition Analysis
Current Asset Composition (December 2011)
Associates First Capital Corp's total assets of $46.65 Billion consist of 74.9% current assets and 25.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.9% |
| Accounts Receivable | $34.59 Billion | 74.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1997–2011)
This chart illustrates how Associates First Capital Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Associates First Capital Corp's current assets represent 74.9% of total assets in 2011, an increase from 0.0% in 1997.
- Cash Position: Cash and equivalents constituted 0.9% of total assets in 2011, up from 0.8% in 1997.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 1.0% in 1997.
- Asset Diversification: The largest asset category is accounts receivable at 74.0% of total assets.
Associates First Capital Corp Competitors by Total Assets
Key competitors of Associates First Capital Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Associates First Capital Corp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Associates First Capital Corp generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Associates First Capital Corp generates $ 0.89 in net profit.
Associates First Capital Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.42 | 5.87 | 5.87 |
| Quick Ratio | 1.42 | 5.87 | 5.87 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $10.45 Billion | $ 32.58 Billion | $ 32.58 Billion |
Associates First Capital Corp - Advanced Valuation Insights
This section examines the relationship between Associates First Capital Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.00 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | -12.7% |
| Total Assets | $46.78 Billion |
| Market Capitalization | $0.98 USD |
Valuation Analysis
Below Book Valuation: The market values Associates First Capital Corp's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Associates First Capital Corp's assets decreased by 12.7% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Associates First Capital Corp (1997–2011)
The table below shows the annual total assets of Associates First Capital Corp from 1997 to 2011.
| Year | Total Assets | Change |
|---|---|---|
| 2011-12-31 | $46.78 Billion | -12.69% |
| 2010-12-31 | $53.58 Billion | -15.90% |
| 2009-12-31 | $63.71 Billion | -13.08% |
| 2008-12-31 | $73.30 Billion | -11.64% |
| 1999-12-31 | $82.96 Billion | +10.35% |
| 1998-12-31 | $75.18 Billion | +31.35% |
| 1997-12-31 | $57.23 Billion | -- |