Banco Santander S.A
Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, an… Read more
Banco Santander S.A (BCDRF) - Total Assets
Latest total assets as of December 2025: $1.87 Trillion USD
Based on the latest financial reports, Banco Santander S.A (BCDRF) holds total assets worth $1.87 Trillion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Banco Santander S.A - Total Assets Trend (1991–2025)
This chart illustrates how Banco Santander S.A’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Banco Santander S.A - Asset Composition Analysis
Current Asset Composition (December 2025)
Banco Santander S.A's total assets of $1.87 Trillion consist of 24.3% current assets and 75.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 14.6% |
| Accounts Receivable | $52.22 Billion | 2.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $5.35 Billion | 0.3% |
| Goodwill | $11.95 Billion | 0.6% |
Asset Composition Trend (1991–2025)
This chart illustrates how Banco Santander S.A's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Banco Santander S.A's current assets represent 24.3% of total assets in 2025, a decrease from 26.1% in 1991.
- Cash Position: Cash and equivalents constituted 14.6% of total assets in 2025, down from 21.7% in 1991.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1991.
- Asset Diversification: The largest asset category is accounts receivable at 2.8% of total assets.
Banco Santander S.A Competitors by Total Assets
Key competitors of Banco Santander S.A based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Communications Co
SHG:601328
|
China | CN¥15.50 Trillion |
|
ABN AMRO Bank N.V
PINK:AAVMY
|
USA | $413.21 Billion |
|
ABN Amro Group NV
AS:ABN
|
Netherlands | €413.21 Billion |
|
Agricultural Bank of China PK
PINK:ACGBY
|
USA | $48.14 Trillion |
|
Alior Bank S.A.
WAR:ALR
|
Poland | zł99.47 Billion |
|
ANZ Group Holdings Limited
OTCGREY:ANZGY
|
USA | $1.30 Trillion |
|
Bank of America Corp
NYSE:BAC
|
USA | $3.41 Trillion |
|
Bank of China Ltd H
PINK:BACHF
|
USA | $37.55 Trillion |
Banco Santander S.A - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Banco Santander S.A generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Banco Santander S.A generates $ 0.76 in net profit.
Banco Santander S.A - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.76 | 0.29 | 156.23 |
| Quick Ratio | 1.76 | 0.29 | 156.23 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $195.28 Billion | $ -925.41 Billion | $ 322.41 Billion |
Banco Santander S.A - Advanced Valuation Insights
This section examines the relationship between Banco Santander S.A's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.34 |
| Latest Market Cap to Assets Ratio | 0.05 |
| Asset Growth Rate (YoY) | 1.6% |
| Total Assets | $1.87 Trillion |
| Market Capitalization | $86.81 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Banco Santander S.A's assets below their book value (0.05 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Banco Santander S.A's assets grew by 1.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Banco Santander S.A (1991–2025)
The table below shows the annual total assets of Banco Santander S.A from 1991 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.87 Trillion | +1.62% |
| 2024-12-31 | $1.84 Trillion | +2.23% |
| 2023-12-31 | $1.80 Trillion | +3.60% |
| 2022-12-31 | $1.73 Trillion | +8.70% |
| 2021-12-31 | $1.60 Trillion | +5.81% |
| 2020-12-31 | $1.51 Trillion | -0.95% |
| 2019-12-31 | $1.52 Trillion | +4.35% |
| 2018-12-31 | $1.46 Trillion | +1.04% |
| 2017-12-31 | $1.44 Trillion | +7.85% |
| 2016-12-31 | $1.34 Trillion | -0.08% |
| 2015-12-31 | $1.34 Trillion | +5.84% |
| 2014-12-31 | $1.27 Trillion | +13.50% |
| 2013-12-31 | $1.12 Trillion | -12.13% |
| 2012-12-31 | $1.27 Trillion | +1.45% |
| 2011-12-31 | $1.25 Trillion | +2.79% |
| 2010-12-31 | $1.22 Trillion | +9.63% |
| 2009-12-31 | $1.11 Trillion | +5.80% |
| 2008-12-31 | $1.05 Trillion | +14.98% |
| 2007-12-31 | $912.91 Billion | +12.92% |
| 2006-12-31 | $808.49 Billion | 0.00% |
| 2005-12-31 | $808.49 Billion | +21.67% |
| 2004-12-31 | $664.49 Billion | +89.22% |
| 2003-12-31 | $351.18 Billion | +8.22% |
| 2002-12-31 | $324.50 Billion | -9.55% |
| 2001-12-31 | $358.76 Billion | +2.53% |
| 2000-12-31 | $349.90 Billion | +36.23% |
| 1999-12-31 | $256.83 Billion | +65.71% |
| 1998-12-31 | $154.99 Billion | -0.50% |
| 1997-12-31 | $155.77 Billion | +29.29% |
| 1996-12-31 | $120.48 Billion | +14.23% |
| 1995-12-31 | $105.48 Billion | +13.20% |
| 1994-12-31 | $93.18 Billion | +42.24% |
| 1993-12-31 | $65.51 Billion | +28.91% |
| 1992-12-31 | $50.82 Billion | +12.76% |
| 1991-12-31 | $45.07 Billion | -- |