Bancorp. of Southern Indiana
Bancorp. of Southern Indiana operates as the bank holding company for Jackson County Bank that provides various banking products and services in Indiana. It offers checking, savings, youth, and individual retirement accounts; remote and night deposit services; and debit and credit cards. The company also provides home equity, consumer, commercial real estate, construction, term, and agricultural … Read more
Bancorp. of Southern Indiana (BCSO) - Total Assets
Latest total assets as of December 2024: $982.33 Million USD
Based on the latest financial reports, Bancorp. of Southern Indiana (BCSO) holds total assets worth $982.33 Million USD as of December 2024.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Bancorp. of Southern Indiana - Total Assets Trend (2013–2024)
This chart illustrates how Bancorp. of Southern Indiana’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Bancorp. of Southern Indiana - Asset Composition Analysis
Current Asset Composition (December 2024)
Bancorp. of Southern Indiana's total assets of $982.33 Million consist of 1.9% current assets and 98.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.9% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $1.65 Million | 0.2% |
| Goodwill | $3.38 Million | 0.3% |
Asset Composition Trend (2013–2024)
This chart illustrates how Bancorp. of Southern Indiana's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bancorp. of Southern Indiana's current assets represent 1.9% of total assets in 2024, a decrease from 7.9% in 2013.
- Cash Position: Cash and equivalents constituted 1.9% of total assets in 2024, down from 7.9% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is goodwill at 0.3% of total assets.
Bancorp. of Southern Indiana Competitors by Total Assets
Key competitors of Bancorp. of Southern Indiana based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
VP Bank AG
F:3VFN
|
Germany | €11.38 Billion |
|
Bank of Communications Co
SHG:601328
|
China | CN¥15.50 Trillion |
|
ABN AMRO Bank N.V
PINK:AAVMY
|
USA | $413.21 Billion |
|
ABN Amro Group NV
AS:ABN
|
Netherlands | €413.21 Billion |
|
Agricultural Bank of China PK
PINK:ACGBY
|
USA | $48.14 Trillion |
|
Alior Bank S.A.
WAR:ALR
|
Poland | zł99.47 Billion |
|
ANZ Group Holdings Limited
OTCGREY:ANZGY
|
USA | $1.30 Trillion |
|
Bank of America Corp
NYSE:BAC
|
USA | $3.41 Trillion |
Bancorp. of Southern Indiana - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Bancorp. of Southern Indiana generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Bancorp. of Southern Indiana generates $ 0.69 in net profit.
Bancorp. of Southern Indiana - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.03 | 0.06 | 0.82 |
| Quick Ratio | 0.03 | 0.06 | 0.82 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-725.76 Million | $ -636.24 Million | $ -25.89 Million |
Bancorp. of Southern Indiana - Advanced Valuation Insights
This section examines the relationship between Bancorp. of Southern Indiana's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.11 |
| Latest Market Cap to Assets Ratio | 0.08 |
| Asset Growth Rate (YoY) | 3.0% |
| Total Assets | $982.33 Million |
| Market Capitalization | $74.68 Million USD |
Valuation Analysis
Below Book Valuation: The market values Bancorp. of Southern Indiana's assets below their book value (0.08 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Bancorp. of Southern Indiana's assets grew by 3.0% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Bancorp. of Southern Indiana (2013–2024)
The table below shows the annual total assets of Bancorp. of Southern Indiana from 2013 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $982.33 Million | +3.04% |
| 2023-12-31 | $953.35 Million | +16.38% |
| 2022-12-31 | $819.20 Million | +4.63% |
| 2021-12-31 | $782.98 Million | +10.81% |
| 2020-12-31 | $706.61 Million | +19.46% |
| 2019-12-31 | $591.51 Million | +3.83% |
| 2018-12-31 | $569.67 Million | +10.91% |
| 2017-12-31 | $513.63 Million | +3.30% |
| 2016-12-31 | $497.21 Million | +0.47% |
| 2015-12-31 | $494.91 Million | +8.80% |
| 2014-12-31 | $454.88 Million | +3.18% |
| 2013-12-31 | $440.85 Million | -- |