Santander Bank Polska S.A.
Santander Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. It also provides consumer loans and home mortgages… Read more
Santander Bank Polska S.A. (BKZHF) - Total Assets
Latest total assets as of December 2025: $307.76 Billion USD
Based on the latest financial reports, Santander Bank Polska S.A. (BKZHF) holds total assets worth $307.76 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Santander Bank Polska S.A. - Total Assets Trend (2002–2025)
This chart illustrates how Santander Bank Polska S.A.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Santander Bank Polska S.A. - Asset Composition Analysis
Current Asset Composition (December 2025)
Santander Bank Polska S.A.'s total assets of $307.76 Billion consist of 14.9% current assets and 85.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 9.9% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $986.40 Million | 0.3% |
| Goodwill | $1.69 Billion | 0.6% |
Asset Composition Trend (2002–2025)
This chart illustrates how Santander Bank Polska S.A.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Santander Bank Polska S.A.'s current assets represent 14.9% of total assets in 2025, an increase from 5.6% in 2002.
- Cash Position: Cash and equivalents constituted 9.9% of total assets in 2025, up from 5.6% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.6% of total assets.
Santander Bank Polska S.A. Competitors by Total Assets
Key competitors of Santander Bank Polska S.A. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Santander Bank Polska S.A. - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Santander Bank Polska S.A. generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Santander Bank Polska S.A. generates $ 2.10 in net profit.
Santander Bank Polska S.A. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.20 | 0.07 | 0.05 |
| Quick Ratio | 0.20 | 0.07 | 0.05 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-196.29 Billion | $ -218.32 Billion | $ -162.44 Billion |
Santander Bank Polska S.A. - Advanced Valuation Insights
This section examines the relationship between Santander Bank Polska S.A.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.76 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 1.1% |
| Total Assets | $307.76 Billion |
| Market Capitalization | $1.92 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Santander Bank Polska S.A.'s assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Santander Bank Polska S.A.'s assets grew by 1.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Santander Bank Polska S.A. (2002–2025)
The table below shows the annual total assets of Santander Bank Polska S.A. from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $307.76 Billion | +1.11% |
| 2024-12-31 | $304.37 Billion | +10.02% |
| 2023-12-31 | $276.65 Billion | +7.43% |
| 2022-12-31 | $257.52 Billion | +5.97% |
| 2021-12-31 | $243.02 Billion | +5.98% |
| 2020-12-31 | $229.31 Billion | +9.47% |
| 2019-12-31 | $209.48 Billion | +1.36% |
| 2018-12-31 | $206.66 Billion | +35.36% |
| 2017-12-31 | $152.67 Billion | +1.72% |
| 2016-12-31 | $150.10 Billion | +7.44% |
| 2015-12-31 | $139.71 Billion | +3.87% |
| 2014-12-31 | $134.50 Billion | +26.82% |
| 2013-12-31 | $106.06 Billion | +76.71% |
| 2012-12-31 | $60.02 Billion | +0.37% |
| 2011-12-31 | $59.80 Billion | +12.50% |
| 2010-12-31 | $53.15 Billion | -1.69% |
| 2009-12-31 | $54.07 Billion | -5.86% |
| 2008-12-31 | $57.43 Billion | +1154.90% |
| 2007-12-31 | $4.58 Billion | +12.26% |
| 2006-12-31 | $4.08 Billion | -86.20% |
| 2005-12-31 | $29.55 Billion | +7.23% |
| 2004-12-31 | $27.56 Billion | +14.02% |
| 2003-12-31 | $24.17 Billion | -2.99% |
| 2002-12-31 | $24.91 Billion | -- |