Community Bank of the Bay
Bay Community Bancorp operates as the bank holding company for Community Bank of the Bay that provides various banking services to individuals and businesses in the greater San Francisco Bay area. The company offers checking, savings, and money market products, as well as certificates of deposit; and loan products comprising business and term loans, lines of credit, letter of credit, commercial a… Read more
Community Bank of the Bay (CBOBA) - Total Assets
Latest total assets as of June 2024: $1.01 Billion USD
Based on the latest financial reports, Community Bank of the Bay (CBOBA) holds total assets worth $1.01 Billion USD as of June 2024.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Community Bank of the Bay - Total Assets Trend (2002–2023)
This chart illustrates how Community Bank of the Bay’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Community Bank of the Bay - Asset Composition Analysis
Current Asset Composition (December 2023)
Community Bank of the Bay's total assets of $1.01 Billion consist of 5.1% current assets and 94.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.1% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2002–2023)
This chart illustrates how Community Bank of the Bay's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Community Bank of the Bay's current assets represent 5.1% of total assets in 2023, a decrease from 5.8% in 2002.
- Cash Position: Cash and equivalents constituted 5.1% of total assets in 2023, up from 5.0% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Community Bank of the Bay Competitors by Total Assets
Key competitors of Community Bank of the Bay based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Community Bank of the Bay - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Community Bank of the Bay generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Community Bank of the Bay generates $ 0.84 in net profit.
Community Bank of the Bay - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.51 | 0.71 | 12.04 |
| Quick Ratio | 0.51 | 0.71 | 12.04 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-115.68 Million | $ -59.27 Million | $ 6.70 Million |
Community Bank of the Bay - Advanced Valuation Insights
This section examines the relationship between Community Bank of the Bay's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.83 |
| Latest Market Cap to Assets Ratio | 0.11 |
| Asset Growth Rate (YoY) | 0.6% |
| Total Assets | $976.30 Million |
| Market Capitalization | $111.94 Million USD |
Valuation Analysis
Below Book Valuation: The market values Community Bank of the Bay's assets below their book value (0.11 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Community Bank of the Bay's assets grew by 0.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Community Bank of the Bay (2002–2023)
The table below shows the annual total assets of Community Bank of the Bay from 2002 to 2023.
| Year | Total Assets | Change |
|---|---|---|
| 2023-12-31 | $976.30 Million | +0.57% |
| 2022-12-31 | $970.75 Million | +35.46% |
| 2021-12-31 | $716.62 Million | +12.74% |
| 2020-12-31 | $635.63 Million | +28.72% |
| 2019-12-31 | $493.80 Million | +664.27% |
| 2007-12-31 | $64.61 Million | -5.19% |
| 2006-12-31 | $68.15 Million | +23.80% |
| 2005-12-31 | $55.05 Million | +35.59% |
| 2004-12-31 | $40.60 Million | +8.85% |
| 2003-12-31 | $37.30 Million | -14.44% |
| 2002-12-31 | $43.59 Million | -- |