Cornerstone Community Bancorp
Cornerstone Community Bancorp operates as the bank holding company for Cornerstone Community Bank that provides commercial, industrial, agricultural and personal credit, and other banking services in Tehama and Shasta counties, and the surrounding areas in California. The company offers personal banking products comprising personal checking and savings accounts that include standard savings, mone… Read more
Cornerstone Community Bancorp (CRSB) - Total Assets
Latest total assets as of March 2025: $648.17 Million USD
Based on the latest financial reports, Cornerstone Community Bancorp (CRSB) holds total assets worth $648.17 Million USD as of March 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Cornerstone Community Bancorp - Total Assets Trend (2013–2024)
This chart illustrates how Cornerstone Community Bancorp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Cornerstone Community Bancorp - Asset Composition Analysis
Current Asset Composition (December 2024)
Cornerstone Community Bancorp's total assets of $648.17 Million consist of 4.6% current assets and 95.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 4.6% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2013–2024)
This chart illustrates how Cornerstone Community Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Cornerstone Community Bancorp's current assets represent 4.6% of total assets in 2024, an increase from 1.7% in 2013.
- Cash Position: Cash and equivalents constituted 4.6% of total assets in 2024, up from 1.7% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Cornerstone Community Bancorp Competitors by Total Assets
Key competitors of Cornerstone Community Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Cornerstone Community Bancorp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Cornerstone Community Bancorp generates 0.03x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Cornerstone Community Bancorp is currently not profitable relative to its asset base.
Cornerstone Community Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.22 | 0.10 | 8.59 |
| Quick Ratio | 0.22 | 0.10 | 8.59 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-345.76 Million | $ -261.97 Million | $ 9.38 Million |
Cornerstone Community Bancorp - Advanced Valuation Insights
This section examines the relationship between Cornerstone Community Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.37 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 2.3% |
| Total Assets | $657.92 Million |
| Market Capitalization | $40.16 Million USD |
Valuation Analysis
Below Book Valuation: The market values Cornerstone Community Bancorp's assets below their book value (0.06 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Cornerstone Community Bancorp's assets grew by 2.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Cornerstone Community Bancorp (2013–2024)
The table below shows the annual total assets of Cornerstone Community Bancorp from 2013 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $657.92 Million | +2.33% |
| 2023-12-31 | $642.93 Million | +10.36% |
| 2022-12-31 | $582.58 Million | -3.48% |
| 2021-12-31 | $603.58 Million | +21.24% |
| 2020-12-31 | $497.83 Million | +72.64% |
| 2019-12-31 | $288.36 Million | +8.26% |
| 2018-12-31 | $266.36 Million | +16.30% |
| 2017-12-31 | $229.04 Million | +17.83% |
| 2016-12-31 | $194.38 Million | +13.42% |
| 2015-12-31 | $171.38 Million | +14.90% |
| 2014-12-31 | $149.16 Million | +22.41% |
| 2013-12-31 | $121.86 Million | -- |