Citizens Bancorp of Virginia Inc
Citizens Bancorp of Virginia, Inc. operates as the bank holding company for Citizens Bank and Trust Company that provides commercial banking products and services to businesses and individuals in the United States. The company offers personal and business checking and savings, and money market accounts; certificates of deposit; and individual retirement accounts. It also provides personal lending… Read more
Citizens Bancorp of Virginia Inc (CZBT) - Total Assets
Latest total assets as of June 2025: $561.81 Million USD
Based on the latest financial reports, Citizens Bancorp of Virginia Inc (CZBT) holds total assets worth $561.81 Million USD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Citizens Bancorp of Virginia Inc - Total Assets Trend (2003–2025)
This chart illustrates how Citizens Bancorp of Virginia Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Citizens Bancorp of Virginia Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Citizens Bancorp of Virginia Inc's total assets of $561.81 Million consist of 10.2% current assets and 89.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2003–2025)
This chart illustrates how Citizens Bancorp of Virginia Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Citizens Bancorp of Virginia Inc's current assets represent 10.2% of total assets in 2025, an increase from 3.5% in 2003.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, down from 3.0% in 2003.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2003.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Citizens Bancorp of Virginia Inc Competitors by Total Assets
Key competitors of Citizens Bancorp of Virginia Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Citizens Bancorp of Virginia Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Citizens Bancorp of Virginia Inc generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Citizens Bancorp of Virginia Inc generates $ 1.66 in net profit.
Citizens Bancorp of Virginia Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.02 | 0.23 | 12.25 |
| Quick Ratio | 0.02 | 0.23 | 11.22 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-463.70 Million | $ -160.22 Million | $ 37.91 Million |
Citizens Bancorp of Virginia Inc - Advanced Valuation Insights
This section examines the relationship between Citizens Bancorp of Virginia Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.13 |
| Latest Market Cap to Assets Ratio | 0.08 |
| Asset Growth Rate (YoY) | 4.7% |
| Total Assets | $578.57 Million |
| Market Capitalization | $48.85 Million USD |
Valuation Analysis
Below Book Valuation: The market values Citizens Bancorp of Virginia Inc's assets below their book value (0.08 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Citizens Bancorp of Virginia Inc's assets grew by 4.7% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Citizens Bancorp of Virginia Inc (2003–2025)
The table below shows the annual total assets of Citizens Bancorp of Virginia Inc from 2003 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $578.57 Million | +4.68% |
| 2024-12-31 | $552.70 Million | -0.30% |
| 2023-12-31 | $554.34 Million | -3.43% |
| 2022-12-31 | $574.00 Million | +1.25% |
| 2021-12-31 | $566.93 Million | +14.96% |
| 2020-12-31 | $493.14 Million | +19.67% |
| 2019-12-31 | $412.07 Million | +4.74% |
| 2018-12-31 | $393.42 Million | +4.66% |
| 2017-12-31 | $375.89 Million | +2.71% |
| 2016-12-31 | $365.98 Million | +4.66% |
| 2015-12-31 | $349.69 Million | +2.75% |
| 2014-12-31 | $340.32 Million | +1.45% |
| 2013-12-31 | $335.45 Million | -1.03% |
| 2012-12-31 | $338.93 Million | +3.13% |
| 2011-12-31 | $328.64 Million | -0.55% |
| 2010-12-31 | $330.46 Million | +2.95% |
| 2009-12-31 | $320.98 Million | +5.19% |
| 2008-12-31 | $305.14 Million | +5.24% |
| 2007-12-31 | $289.96 Million | +3.22% |
| 2006-12-31 | $280.91 Million | +2.87% |
| 2005-12-31 | $273.08 Million | -2.82% |
| 2004-12-31 | $280.99 Million | +4.31% |
| 2003-12-31 | $269.37 Million | -- |