Exchange Bankshares Inc
Exchange Bankshares, Inc. operates as the holding company for Exchange Bank that provides personal and business banking products and services in Georgia. It offers checking and savings accounts; and mortgage, real estate, consumer, commercial, and home equity loans. The company also provides cash management, internet and mobile banking, travel club, bill payment, and merchant services, as well as… Read more
Exchange Bankshares Inc (EXCH) - Total Assets
Latest total assets as of June 2021: $134.19 Billion USD
Based on the latest financial reports, Exchange Bankshares Inc (EXCH) holds total assets worth $134.19 Billion USD as of June 2021.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Exchange Bankshares Inc - Total Assets Trend (2018–2024)
This chart illustrates how Exchange Bankshares Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Exchange Bankshares Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
Exchange Bankshares Inc's total assets of $134.19 Billion consist of 2.8% current assets and 97.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.3% |
| Accounts Receivable | $1.80 Million | 0.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2018–2024)
This chart illustrates how Exchange Bankshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Exchange Bankshares Inc's current assets represent 2.8% of total assets in 2024, a decrease from 71.9% in 2018.
- Cash Position: Cash and equivalents constituted 2.3% of total assets in 2024, up from 1.7% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2018.
- Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.
Exchange Bankshares Inc Competitors by Total Assets
Key competitors of Exchange Bankshares Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Exchange Bankshares Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Exchange Bankshares Inc generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Exchange Bankshares Inc generates $ 1.14 in net profit.
Exchange Bankshares Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.02 | 1.01 | 1.01 |
| Quick Ratio | 1.02 | 1.01 | 1.01 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $1.82 Billion | $ 1.24 Billion | $ 584.00 Million |
Exchange Bankshares Inc - Advanced Valuation Insights
This section examines the relationship between Exchange Bankshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.97 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 5.6% |
| Total Assets | $394.82 Million |
| Market Capitalization | $456.38K USD |
Valuation Analysis
Below Book Valuation: The market values Exchange Bankshares Inc's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Exchange Bankshares Inc's assets grew by 5.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Exchange Bankshares Inc (2018–2024)
The table below shows the annual total assets of Exchange Bankshares Inc from 2018 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $394.82 Million | +5.61% |
| 2023-12-31 | $373.84 Million | +2.98% |
| 2022-12-31 | $363.04 Million | -0.65% |
| 2021-12-31 | $365.40 Million | +15.50% |
| 2020-12-31 | $316.37 Million | +21.91% |
| 2019-12-31 | $259.52 Million | -99.72% |
| 2018-12-31 | $92.79 Billion | -- |