Exchange Bank
Exchange Bank (Santa Rosa, CA), a community bank, provides a range of personal, commercial, and trust and investment management services in California. The company offers personal banking products and services, including checking and savings accounts; home loans, personal lines of credit, unsecured personal loans, and auto loans; overdraft line of credit accounts; and credit cards. It also provid… Read more
Exchange Bank (EXSR) - Total Assets
Latest total assets as of December 2025: $3.30 Billion USD
Based on the latest financial reports, Exchange Bank (EXSR) holds total assets worth $3.30 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Exchange Bank - Total Assets Trend (2002–2025)
This chart illustrates how Exchange Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Exchange Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
Exchange Bank's total assets of $3.30 Billion consist of 5.7% current assets and 94.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.7% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2002–2025)
This chart illustrates how Exchange Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Exchange Bank's current assets represent 5.7% of total assets in 2025, a decrease from 10.3% in 2002.
- Cash Position: Cash and equivalents constituted 5.7% of total assets in 2025, up from 5.6% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Exchange Bank Competitors by Total Assets
Key competitors of Exchange Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Exchange Bank - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Exchange Bank generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Exchange Bank generates $ 0.91 in net profit.
Exchange Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.01 | 0.04 | 0.01 |
| Quick Ratio | 0.01 | 0.04 | 0.01 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-2.31 Billion | $ -2.41 Billion | $ -2.28 Billion |
Exchange Bank - Advanced Valuation Insights
This section examines the relationship between Exchange Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.71 |
| Latest Market Cap to Assets Ratio | 0.03 |
| Asset Growth Rate (YoY) | 0.1% |
| Total Assets | $3.30 Billion |
| Market Capitalization | $93.63 Million USD |
Valuation Analysis
Below Book Valuation: The market values Exchange Bank's assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Exchange Bank's assets grew by 0.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Exchange Bank (2002–2025)
The table below shows the annual total assets of Exchange Bank from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $3.30 Billion | +0.14% |
| 2024-12-31 | $3.30 Billion | -1.99% |
| 2023-12-31 | $3.37 Billion | +0.96% |
| 2022-12-31 | $3.33 Billion | -5.72% |
| 2021-12-31 | $3.54 Billion | +12.67% |
| 2020-12-31 | $3.14 Billion | +17.43% |
| 2019-12-31 | $2.67 Billion | +0.72% |
| 2018-12-31 | $2.65 Billion | +2.70% |
| 2017-12-31 | $2.58 Billion | +18.57% |
| 2016-12-31 | $2.18 Billion | +5.67% |
| 2015-12-31 | $2.06 Billion | +9.26% |
| 2014-12-31 | $1.89 Billion | +5.85% |
| 2013-12-31 | $1.78 Billion | +4.98% |
| 2012-12-31 | $1.70 Billion | +6.15% |
| 2011-12-31 | $1.60 Billion | +5.24% |
| 2010-12-31 | $1.52 Billion | -2.02% |
| 2009-12-31 | $1.55 Billion | -4.95% |
| 2008-12-31 | $1.63 Billion | +1.54% |
| 2007-12-31 | $1.61 Billion | +5.64% |
| 2006-12-31 | $1.52 Billion | +8.67% |
| 2005-12-31 | $1.40 Billion | +9.09% |
| 2004-12-31 | $1.28 Billion | +10.84% |
| 2003-12-31 | $1.16 Billion | +9.65% |
| 2002-12-31 | $1.06 Billion | -- |