Farmers and Merchants Bancshares Inc
Farmers and Merchants Bancshares, Inc. operates as the bank holding company for Farmers and Merchants Bank that provides commercial and retail banking services to individuals and businesses in Maryland. It offers checking, savings, money market, individual retirement, and sweep accounts, as well as certificates of deposit, remote check deposits, and repurchase agreements. The company also provide… Read more
Farmers and Merchants Bancshares Inc (FMFG) - Total Assets
Latest total assets as of December 2025: $871.96 Million USD
Based on the latest financial reports, Farmers and Merchants Bancshares Inc (FMFG) holds total assets worth $871.96 Million USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Farmers and Merchants Bancshares Inc - Total Assets Trend (2002–2025)
This chart illustrates how Farmers and Merchants Bancshares Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Farmers and Merchants Bancshares Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Farmers and Merchants Bancshares Inc's total assets of $871.96 Million consist of 19.2% current assets and 80.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.3% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2002–2025)
This chart illustrates how Farmers and Merchants Bancshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Farmers and Merchants Bancshares Inc's current assets represent 19.2% of total assets in 2025, an increase from 5.0% in 2002.
- Cash Position: Cash and equivalents constituted 5.3% of total assets in 2025, up from 4.5% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Farmers and Merchants Bancshares Inc Competitors by Total Assets
Key competitors of Farmers and Merchants Bancshares Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Farmers and Merchants Bancshares Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Farmers and Merchants Bancshares Inc generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Farmers and Merchants Bancshares Inc generates $ 0.66 in net profit.
Farmers and Merchants Bancshares Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.36 | 0.24 | 117.09 |
| Quick Ratio | 1.36 | 0.24 | 113.15 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $44.69 Million | $ -579.33 Million | $ 41.56 Million |
Farmers and Merchants Bancshares Inc - Advanced Valuation Insights
This section examines the relationship between Farmers and Merchants Bancshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.02 |
| Latest Market Cap to Assets Ratio | 0.05 |
| Asset Growth Rate (YoY) | 3.2% |
| Total Assets | $871.96 Million |
| Market Capitalization | $42.13 Million USD |
Valuation Analysis
Below Book Valuation: The market values Farmers and Merchants Bancshares Inc's assets below their book value (0.05 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Farmers and Merchants Bancshares Inc's assets grew by 3.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Farmers and Merchants Bancshares Inc (2002–2025)
The table below shows the annual total assets of Farmers and Merchants Bancshares Inc from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $871.96 Million | +3.23% |
| 2024-12-31 | $844.64 Million | +5.59% |
| 2023-12-31 | $799.94 Million | +11.38% |
| 2022-12-31 | $718.21 Million | +0.21% |
| 2021-12-31 | $716.68 Million | +5.81% |
| 2020-12-31 | $677.32 Million | +53.16% |
| 2019-12-31 | $442.22 Million | +5.90% |
| 2018-12-31 | $417.60 Million | +3.53% |
| 2017-12-31 | $403.36 Million | +6.19% |
| 2016-12-31 | $379.83 Million | +10.00% |
| 2015-12-31 | $345.31 Million | +6.98% |
| 2014-12-31 | $322.79 Million | +7.70% |
| 2013-12-31 | $299.70 Million | +8.54% |
| 2012-12-31 | $276.11 Million | +8.57% |
| 2011-12-31 | $254.30 Million | +5.72% |
| 2010-12-31 | $240.54 Million | +12.39% |
| 2009-12-31 | $214.03 Million | +8.34% |
| 2008-12-31 | $197.56 Million | +13.96% |
| 2007-12-31 | $173.36 Million | +8.36% |
| 2006-12-31 | $159.98 Million | +0.46% |
| 2005-12-31 | $159.24 Million | +4.75% |
| 2004-12-31 | $152.03 Million | +4.31% |
| 2003-12-31 | $145.75 Million | +8.69% |
| 2002-12-31 | $134.09 Million | -- |