First Reliance Bancshares Inc
First Reliance Bancshares, Inc. operates as the bank holding company for First Reliance Bank that provides banking products and services in North and South Carolina. The company provides checking, savings, money market, Christmas and vacation club accounts, and individual retirement accounts, as well as certificates of deposit. It offers personal loans, including unsecured, auto, real estate, ove… Read more
First Reliance Bancshares Inc (FSRL) - Total Assets
Latest total assets as of December 2025: $1.09 Billion USD
Based on the latest financial reports, First Reliance Bancshares Inc (FSRL) holds total assets worth $1.09 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
First Reliance Bancshares Inc - Total Assets Trend (2002–2025)
This chart illustrates how First Reliance Bancshares Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
First Reliance Bancshares Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
First Reliance Bancshares Inc's total assets of $1.09 Billion consist of 2.9% current assets and 97.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2002–2025)
This chart illustrates how First Reliance Bancshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: First Reliance Bancshares Inc's current assets represent 2.9% of total assets in 2025, a decrease from 3.9% in 2002.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, down from 3.3% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
First Reliance Bancshares Inc Competitors by Total Assets
Key competitors of First Reliance Bancshares Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
First Reliance Bancshares Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - First Reliance Bancshares Inc generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, First Reliance Bancshares Inc generates $ 1.00 in net profit.
First Reliance Bancshares Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 43.76 | 0.04 | 0.07 |
| Quick Ratio | 43.76 | 0.04 | 0.07 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $46.15 Million | $ -484.40 Million | $ -486.96 Million |
First Reliance Bancshares Inc - Advanced Valuation Insights
This section examines the relationship between First Reliance Bancshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.38 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 2.5% |
| Total Assets | $1.09 Billion |
| Market Capitalization | $66.62 Million USD |
Valuation Analysis
Below Book Valuation: The market values First Reliance Bancshares Inc's assets below their book value (0.06 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: First Reliance Bancshares Inc's assets grew by 2.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for First Reliance Bancshares Inc (2002–2025)
The table below shows the annual total assets of First Reliance Bancshares Inc from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.09 Billion | +2.46% |
| 2024-12-31 | $1.07 Billion | +9.36% |
| 2023-12-31 | $975.77 Million | +3.96% |
| 2022-12-31 | $938.64 Million | +2.90% |
| 2021-12-31 | $912.18 Million | +28.45% |
| 2020-12-31 | $710.17 Million | +7.34% |
| 2019-12-31 | $661.61 Million | +13.10% |
| 2018-12-31 | $584.99 Million | +27.55% |
| 2017-12-31 | $458.62 Million | +12.37% |
| 2016-12-31 | $408.12 Million | +8.74% |
| 2015-12-31 | $375.31 Million | +2.05% |
| 2014-12-31 | $367.76 Million | +3.47% |
| 2013-12-31 | $355.41 Million | -15.03% |
| 2012-12-31 | $418.28 Million | -15.49% |
| 2011-12-31 | $494.97 Million | -6.63% |
| 2010-12-31 | $530.09 Million | -17.88% |
| 2009-12-31 | $645.51 Million | +6.84% |
| 2008-12-31 | $604.20 Million | +2.11% |
| 2007-12-31 | $591.70 Million | +29.70% |
| 2006-12-31 | $456.21 Million | +13.19% |
| 2005-12-31 | $403.04 Million | +41.43% |
| 2004-12-31 | $284.97 Million | +58.00% |
| 2003-12-31 | $180.36 Million | +55.38% |
| 2002-12-31 | $116.08 Million | -- |