HCB Financial Corp
HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in the United States. The company offers personal and premier checking accounts; savings accounts; mortgage loans; and personal loans, including automobile, recreational vehicle, unsecured, credit builder, and student loans, as well as personal line of credit. … Read more
HCB Financial Corp (HCBN) - Total Assets
Latest total assets as of September 2025: $596.09 Million USD
Based on the latest financial reports, HCB Financial Corp (HCBN) holds total assets worth $596.09 Million USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
HCB Financial Corp - Total Assets Trend (2003–2024)
This chart illustrates how HCB Financial Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
HCB Financial Corp - Asset Composition Analysis
Current Asset Composition (December 2024)
HCB Financial Corp's total assets of $596.09 Million consist of 36.2% current assets and 63.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 35.7% |
| Accounts Receivable | $3.63 Million | 0.6% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $210.00K | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2003–2024)
This chart illustrates how HCB Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: HCB Financial Corp's current assets represent 36.2% of total assets in 2024, an increase from 5.8% in 2003.
- Cash Position: Cash and equivalents constituted 35.7% of total assets in 2024, up from 4.4% in 2003.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2003.
- Asset Diversification: The largest asset category is accounts receivable at 0.6% of total assets.
HCB Financial Corp Competitors by Total Assets
Key competitors of HCB Financial Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
HCB Financial Corp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - HCB Financial Corp generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, HCB Financial Corp generates $ 0.96 in net profit.
HCB Financial Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.39 | 0.92 | 211.96 |
| Quick Ratio | 0.39 | 2.14 | 211.96 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-351.07 Million | $ -13.51 Million | $ 18.62 Million |
HCB Financial Corp - Advanced Valuation Insights
This section examines the relationship between HCB Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.88 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 11.8% |
| Total Assets | $627.90 Million |
| Market Capitalization | $25.57 Million USD |
Valuation Analysis
Below Book Valuation: The market values HCB Financial Corp's assets below their book value (0.04 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: HCB Financial Corp's assets grew by 11.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for HCB Financial Corp (2003–2024)
The table below shows the annual total assets of HCB Financial Corp from 2003 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $627.90 Million | +11.84% |
| 2023-12-31 | $561.43 Million | +18.91% |
| 2022-12-31 | $472.14 Million | +2.24% |
| 2021-12-31 | $461.81 Million | +16.90% |
| 2020-12-31 | $395.06 Million | +21.82% |
| 2019-12-31 | $324.29 Million | +1.74% |
| 2018-12-31 | $318.73 Million | -2.26% |
| 2017-12-31 | $326.10 Million | +5.34% |
| 2016-12-31 | $309.56 Million | +2.41% |
| 2015-12-31 | $302.27 Million | -0.69% |
| 2014-12-31 | $304.37 Million | +12.47% |
| 2013-12-31 | $270.62 Million | +4.58% |
| 2012-12-31 | $258.78 Million | +11.83% |
| 2006-12-31 | $231.41 Million | +0.47% |
| 2005-12-31 | $230.32 Million | -3.55% |
| 2004-12-31 | $238.80 Million | +0.40% |
| 2003-12-31 | $237.85 Million | -- |