International Personal Finance plc
International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value added services, including health and life insurance. It offers its products under the Provid… Read more
International Personal Finance plc (IPFPF) - Total Assets
Latest total assets as of June 2025: $1.23 Billion USD
Based on the latest financial reports, International Personal Finance plc (IPFPF) holds total assets worth $1.23 Billion USD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
International Personal Finance plc - Total Assets Trend (2006–2024)
This chart illustrates how International Personal Finance plc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
International Personal Finance plc - Asset Composition Analysis
Current Asset Composition (December 2024)
International Personal Finance plc's total assets of $1.23 Billion consist of 2.4% current assets and 97.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.4% |
| Accounts Receivable | $13.60 Million | 1.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $37.10 Million | 3.3% |
| Goodwill | $22.60 Million | 2.0% |
Asset Composition Trend (2006–2024)
This chart illustrates how International Personal Finance plc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: International Personal Finance plc's current assets represent 2.4% of total assets in 2024, a decrease from 88.5% in 2006.
- Cash Position: Cash and equivalents constituted 2.4% of total assets in 2024, down from 8.5% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, an increase from 2.0% in 2006.
- Asset Diversification: The largest asset category is intangible assets at 3.3% of total assets.
International Personal Finance plc Competitors by Total Assets
Key competitors of International Personal Finance plc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
International Personal Finance plc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Moderate asset utilization - International Personal Finance plc generates 0.57x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Solid ROA - For every $100 in assets, International Personal Finance plc generates $5.33 in net profit.
International Personal Finance plc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.48 | 3.58 | 4.86 |
| Quick Ratio | 0.48 | 3.58 | 4.86 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-61.90 Million | $ 530.80 Million | $ 524.80 Million |
International Personal Finance plc - Advanced Valuation Insights
This section examines the relationship between International Personal Finance plc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.92 |
| Latest Market Cap to Assets Ratio | 0.24 |
| Asset Growth Rate (YoY) | -4.0% |
| Total Assets | $1.14 Billion |
| Market Capitalization | $274.99 Million USD |
Valuation Analysis
Below Book Valuation: The market values International Personal Finance plc's assets below their book value (0.24 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: International Personal Finance plc's assets decreased by 4.0% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for International Personal Finance plc (2006–2024)
The table below shows the annual total assets of International Personal Finance plc from 2006 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $1.14 Billion | -3.98% |
| 2023-12-31 | $1.19 Billion | +1.53% |
| 2022-12-31 | $1.17 Billion | +17.19% |
| 2021-12-31 | $999.30 Million | -2.40% |
| 2020-12-31 | $1.02 Billion | -22.59% |
| 2019-12-31 | $1.32 Billion | +0.02% |
| 2018-12-31 | $1.32 Billion | -1.50% |
| 2017-12-31 | $1.34 Billion | +10.60% |
| 2016-12-31 | $1.21 Billion | +18.77% |
| 2015-12-31 | $1.02 Billion | +6.16% |
| 2014-12-31 | $962.80 Million | +3.82% |
| 2013-12-31 | $927.40 Million | +18.82% |
| 2012-12-31 | $780.50 Million | +12.84% |
| 2011-12-31 | $691.70 Million | -1.57% |
| 2010-12-31 | $702.70 Million | +4.80% |
| 2009-12-31 | $670.50 Million | -12.34% |
| 2008-12-31 | $764.90 Million | +21.28% |
| 2007-12-31 | $630.70 Million | +21.10% |
| 2006-12-31 | $520.80 Million | -- |