KRUK Spólka Akcyjna
KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, Germany, Spain, and internationally. The company operates through Consumer Debts, Mortgage Debts, and Corporate Debts segments. It offers credit management services, including receivables management services to banks, loan brokers, insurers, leasing compa… Read more
KRUK Spólka Akcyjna (KRKKF) - Total Assets
Latest total assets as of December 2025: $13.02 Billion USD
Based on the latest financial reports, KRUK Spólka Akcyjna (KRKKF) holds total assets worth $13.02 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
KRUK Spólka Akcyjna - Total Assets Trend (2005–2025)
This chart illustrates how KRUK Spólka Akcyjna’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
KRUK Spólka Akcyjna - Asset Composition Analysis
Current Asset Composition (December 2025)
KRUK Spólka Akcyjna's total assets of $13.02 Billion consist of 31.6% current assets and 68.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.6% |
| Accounts Receivable | $435.32 Million | 3.3% |
| Inventory | $9.36 Million | 0.1% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $143.58 Million | 1.1% |
| Goodwill | $7.82 Million | 0.1% |
Asset Composition Trend (2005–2025)
This chart illustrates how KRUK Spólka Akcyjna's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: KRUK Spólka Akcyjna's current assets represent 31.6% of total assets in 2025, a decrease from 70.8% in 2005.
- Cash Position: Cash and equivalents constituted 1.6% of total assets in 2025, up from 0.0% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2005.
- Asset Diversification: The largest asset category is accounts receivable at 3.3% of total assets.
KRUK Spólka Akcyjna Competitors by Total Assets
Key competitors of KRUK Spólka Akcyjna based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
KRUK Spólka Akcyjna - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - KRUK Spólka Akcyjna generates 0.19x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Solid ROA - For every $100 in assets, KRUK Spólka Akcyjna generates $8.33 in net profit.
KRUK Spólka Akcyjna - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 13.70 | 5.84 | 2.05 |
| Quick Ratio | 13.67 | 5.82 | 2.02 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $3.81 Billion | $ 2.98 Billion | $ 920.25 Million |
KRUK Spólka Akcyjna - Advanced Valuation Insights
This section examines the relationship between KRUK Spólka Akcyjna's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.33 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 11.7% |
| Total Assets | $13.02 Billion |
| Market Capitalization | $1.79 Billion USD |
Valuation Analysis
Below Book Valuation: The market values KRUK Spólka Akcyjna's assets below their book value (0.14 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: KRUK Spólka Akcyjna's assets grew by 11.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for KRUK Spólka Akcyjna (2005–2025)
The table below shows the annual total assets of KRUK Spólka Akcyjna from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $13.02 Billion | +11.73% |
| 2024-12-31 | $11.65 Billion | +17.33% |
| 2023-12-31 | $9.93 Billion | +29.26% |
| 2022-12-31 | $7.68 Billion | +29.98% |
| 2021-12-31 | $5.91 Billion | +27.27% |
| 2020-12-31 | $4.64 Billion | -4.07% |
| 2019-12-31 | $4.84 Billion | +7.98% |
| 2018-12-31 | $4.48 Billion | +25.90% |
| 2017-12-31 | $3.56 Billion | +15.00% |
| 2016-12-31 | $3.10 Billion | +68.60% |
| 2015-12-31 | $1.84 Billion | +21.06% |
| 2014-12-31 | $1.52 Billion | +30.43% |
| 2013-12-31 | $1.16 Billion | +19.70% |
| 2012-12-31 | $971.43 Million | +21.36% |
| 2011-12-31 | $800.47 Million | +152.07% |
| 2010-12-31 | $317.55 Million | +52.72% |
| 2009-12-31 | $207.93 Million | -1.77% |
| 2008-12-31 | $211.68 Million | +123.81% |
| 2006-12-31 | $94.58 Million | +12.14% |
| 2005-12-31 | $84.34 Million | -- |