Oxford Bank Corporation
Oxford Bank Corporation operates as the holding company for Oxford Bank that provides various banking products and services to various customers in Michigan. It offers checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgages, home equity lines of credit, auto loans, student loans, term loans, com… Read more
Oxford Bank Corporation (OXBC) - Total Assets
Latest total assets as of December 2025: $1.09 Billion USD
Based on the latest financial reports, Oxford Bank Corporation (OXBC) holds total assets worth $1.09 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Oxford Bank Corporation - Total Assets Trend (2002–2025)
This chart illustrates how Oxford Bank Corporation’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Oxford Bank Corporation - Asset Composition Analysis
Current Asset Composition (December 2025)
Oxford Bank Corporation's total assets of $1.09 Billion consist of 24.8% current assets and 75.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 24.3% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $7.00 Million | 0.6% |
Asset Composition Trend (2002–2025)
This chart illustrates how Oxford Bank Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Oxford Bank Corporation's current assets represent 24.8% of total assets in 2025, an increase from 6.6% in 2002.
- Cash Position: Cash and equivalents constituted 24.3% of total assets in 2025, up from 5.5% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.6% of total assets.
Oxford Bank Corporation Competitors by Total Assets
Key competitors of Oxford Bank Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Oxford Bank Corporation - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Oxford Bank Corporation generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Oxford Bank Corporation generates $ 1.01 in net profit.
Oxford Bank Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.96 | 0.07 | 0.09 |
| Quick Ratio | 0.96 | 0.07 | 0.09 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-10.87 Million | $ -640.65 Million | $ -537.69 Million |
Oxford Bank Corporation - Advanced Valuation Insights
This section examines the relationship between Oxford Bank Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.95 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | 34.2% |
| Total Assets | $1.09 Billion |
| Market Capitalization | $80.28 Million USD |
Valuation Analysis
Below Book Valuation: The market values Oxford Bank Corporation's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Oxford Bank Corporation's assets grew by 34.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Oxford Bank Corporation (2002–2025)
The table below shows the annual total assets of Oxford Bank Corporation from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.09 Billion | +34.24% |
| 2024-12-31 | $811.20 Million | -0.67% |
| 2023-12-31 | $816.67 Million | +3.03% |
| 2022-12-31 | $792.65 Million | +5.56% |
| 2021-12-31 | $750.87 Million | +7.40% |
| 2020-12-31 | $699.15 Million | +38.33% |
| 2019-12-31 | $505.40 Million | +10.49% |
| 2018-12-31 | $457.42 Million | +18.44% |
| 2017-12-31 | $386.21 Million | +11.59% |
| 2016-12-31 | $346.10 Million | +8.68% |
| 2015-12-31 | $318.44 Million | +21.45% |
| 2014-12-31 | $262.20 Million | +0.55% |
| 2013-12-31 | $260.78 Million | +0.35% |
| 2012-12-31 | $259.87 Million | -43.81% |
| 2007-12-31 | $462.46 Million | -10.24% |
| 2006-12-31 | $515.20 Million | -3.87% |
| 2005-12-31 | $535.93 Million | +4.54% |
| 2004-12-31 | $512.64 Million | +7.63% |
| 2003-12-31 | $476.30 Million | +5.84% |
| 2002-12-31 | $450.00 Million | -- |