People's Bank of Commerce
PBCO Financial Corporation operates as a bank holding company for People's Bank of Commerce that provides commercial banking services for businesses and individuals in Oregon. It operates through Core Banking and Factoring Division segments. The company offers checking and savings accounts; and mortgage servicing. It also provides home equity lines of credit; consumer loans and credit lines; auto… Read more
People's Bank of Commerce (PBCO) - Total Assets
Latest total assets as of June 2025: $811.02 Million USD
Based on the latest financial reports, People's Bank of Commerce (PBCO) holds total assets worth $811.02 Million USD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
People's Bank of Commerce - Total Assets Trend (2002–2025)
This chart illustrates how People's Bank of Commerce’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
People's Bank of Commerce - Asset Composition Analysis
Current Asset Composition (December 2025)
People's Bank of Commerce's total assets of $811.02 Million consist of 4.8% current assets and 95.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2002–2025)
This chart illustrates how People's Bank of Commerce's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: People's Bank of Commerce's current assets represent 4.8% of total assets in 2025, a decrease from 6.9% in 2002.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, down from 5.8% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
People's Bank of Commerce Competitors by Total Assets
Key competitors of People's Bank of Commerce based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
People's Bank of Commerce - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - People's Bank of Commerce generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, People's Bank of Commerce generates $ 1.09 in net profit.
People's Bank of Commerce - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.18 | 0.06 | 0.02 |
| Quick Ratio | 0.18 | 0.06 | 0.02 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-549.82 Million | $ -553.69 Million | $ -303.29 Million |
People's Bank of Commerce - Advanced Valuation Insights
This section examines the relationship between People's Bank of Commerce's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.95 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | -1.3% |
| Total Assets | $788.63 Million |
| Market Capitalization | $33.77 Million USD |
Valuation Analysis
Below Book Valuation: The market values People's Bank of Commerce's assets below their book value (0.04 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: People's Bank of Commerce's assets decreased by 1.3% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for People's Bank of Commerce (2002–2025)
The table below shows the annual total assets of People's Bank of Commerce from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $788.63 Million | -1.29% |
| 2024-12-31 | $798.90 Million | +4.66% |
| 2023-12-31 | $763.35 Million | -5.09% |
| 2022-12-31 | $804.25 Million | -6.44% |
| 2021-12-31 | $859.60 Million | +64.26% |
| 2020-12-31 | $523.33 Million | +41.37% |
| 2019-12-31 | $370.17 Million | +5.79% |
| 2018-12-31 | $349.90 Million | +16.22% |
| 2017-12-31 | $301.06 Million | +13.19% |
| 2016-12-31 | $265.99 Million | +6.24% |
| 2015-12-31 | $250.37 Million | +16.57% |
| 2014-12-31 | $214.79 Million | +18.39% |
| 2013-12-31 | $181.42 Million | +25.68% |
| 2012-12-31 | $144.35 Million | +74.03% |
| 2006-12-31 | $82.95 Million | +8.62% |
| 2005-12-31 | $76.37 Million | +22.84% |
| 2004-12-31 | $62.16 Million | +15.70% |
| 2003-12-31 | $53.73 Million | +16.09% |
| 2002-12-31 | $46.28 Million | -- |