Pinnacle Bancshares Inc
Pinnacle Bancshares, Inc. through its subsidiary Pinnacle Bank provides various banking products and services. The company provides checking accounts, club, certificate of deposit, and savings accounts. It also offers personal lending, mortgage, consumer lending team by location, cash management, merchant services, and commercial lending products. In addition, the company provides online and mobi… Read more
Pinnacle Bancshares Inc (PCLB) - Total Assets
Latest total assets as of December 2025: $363.67 Million USD
Based on the latest financial reports, Pinnacle Bancshares Inc (PCLB) holds total assets worth $363.67 Million USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Pinnacle Bancshares Inc - Total Assets Trend (1988–2025)
This chart illustrates how Pinnacle Bancshares Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Pinnacle Bancshares Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Pinnacle Bancshares Inc's total assets of $363.67 Million consist of 1.3% current assets and 98.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.8% |
| Accounts Receivable | $2.07 Million | 0.6% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $306.49K | 0.1% |
Asset Composition Trend (1988–2025)
This chart illustrates how Pinnacle Bancshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Pinnacle Bancshares Inc's current assets represent 1.3% of total assets in 2025, a decrease from 6.8% in 1988.
- Cash Position: Cash and equivalents constituted 0.8% of total assets in 2025, down from 5.9% in 1988.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1988.
- Asset Diversification: The largest asset category is accounts receivable at 0.6% of total assets.
Pinnacle Bancshares Inc Competitors by Total Assets
Key competitors of Pinnacle Bancshares Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Pinnacle Bancshares Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Pinnacle Bancshares Inc generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Pinnacle Bancshares Inc generates $ 1.15 in net profit.
Pinnacle Bancshares Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.05 | 0.07 | 0.07 |
| Quick Ratio | 0.05 | 0.07 | 0.07 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-87.42 Million | $ -296.70 Million | $ -251.08 Million |
Pinnacle Bancshares Inc - Advanced Valuation Insights
This section examines the relationship between Pinnacle Bancshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.73 |
| Latest Market Cap to Assets Ratio | 0.03 |
| Asset Growth Rate (YoY) | 5.0% |
| Total Assets | $363.67 Million |
| Market Capitalization | $10.76 Million USD |
Valuation Analysis
Below Book Valuation: The market values Pinnacle Bancshares Inc's assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Pinnacle Bancshares Inc's assets grew by 5.0% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Pinnacle Bancshares Inc (1988–2025)
The table below shows the annual total assets of Pinnacle Bancshares Inc from 1988 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $363.67 Million | +4.95% |
| 2024-12-31 | $346.51 Million | +1.15% |
| 2023-12-31 | $342.58 Million | +2.96% |
| 2022-12-31 | $332.72 Million | -2.06% |
| 2021-12-31 | $339.71 Million | +23.20% |
| 2020-12-31 | $275.74 Million | +19.66% |
| 2019-12-31 | $230.44 Million | +4.28% |
| 2018-12-31 | $220.98 Million | +1.44% |
| 2017-12-31 | $217.84 Million | +0.59% |
| 2016-12-31 | $216.56 Million | -1.34% |
| 2015-12-31 | $219.51 Million | +0.22% |
| 2014-12-31 | $219.03 Million | -0.62% |
| 2013-12-31 | $220.40 Million | +5.76% |
| 2012-12-31 | $208.39 Million | +4.60% |
| 2011-12-31 | $199.23 Million | -0.82% |
| 2010-12-31 | $200.88 Million | -7.29% |
| 2009-12-31 | $216.67 Million | -4.04% |
| 2008-12-31 | $225.78 Million | -2.78% |
| 2006-12-31 | $232.23 Million | +5.44% |
| 2005-12-31 | $220.25 Million | +5.97% |
| 2004-12-31 | $207.83 Million | -0.36% |
| 2003-12-31 | $208.57 Million | -4.45% |
| 2002-12-31 | $218.29 Million | +0.12% |
| 2001-12-31 | $218.02 Million | -5.32% |
| 2000-12-31 | $230.27 Million | -0.33% |
| 1999-12-31 | $231.03 Million | +5.94% |
| 1998-12-31 | $218.09 Million | +8.02% |
| 1997-12-31 | $201.90 Million | +3.27% |
| 1996-12-31 | $195.50 Million | +4.83% |
| 1995-12-31 | $186.50 Million | -5.04% |
| 1994-12-31 | $196.40 Million | 0.00% |
| 1993-12-31 | $196.40 Million | +11.27% |
| 1992-12-31 | $176.50 Million | +2.74% |
| 1991-12-31 | $171.80 Million | -2.55% |
| 1990-12-31 | $176.30 Million | -4.29% |
| 1989-12-31 | $184.20 Million | -3.61% |
| 1988-12-31 | $191.10 Million | -- |