Pioneer Bankshares Inc
Pioneer Bankshares, Inc. operates as the bank holding company for Pioneer Bank, Inc. that provides various banking and related financial services to individual consumers, small to medium size businesses, and professional community in the United States. The company offers various deposit products, which include business and personal checking accounts, savings accounts, and time and money market ac… Read more
Pioneer Bankshares Inc (PNBI) - Total Assets
Latest total assets as of September 2025: $345.65 Million USD
Based on the latest financial reports, Pioneer Bankshares Inc (PNBI) holds total assets worth $345.65 Million USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Pioneer Bankshares Inc - Total Assets Trend (1999–2024)
This chart illustrates how Pioneer Bankshares Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Pioneer Bankshares Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
Pioneer Bankshares Inc's total assets of $345.65 Million consist of 9.1% current assets and 91.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 8.7% |
| Accounts Receivable | $1.17 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $360.00K | 0.1% |
Asset Composition Trend (1999–2024)
This chart illustrates how Pioneer Bankshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Pioneer Bankshares Inc's current assets represent 9.1% of total assets in 2024, an increase from 7.9% in 1999.
- Cash Position: Cash and equivalents constituted 8.7% of total assets in 2024, up from 7.3% in 1999.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1999.
- Asset Diversification: The largest asset category is accounts receivable at 0.3% of total assets.
Pioneer Bankshares Inc Competitors by Total Assets
Key competitors of Pioneer Bankshares Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Pioneer Bankshares Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Pioneer Bankshares Inc generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Pioneer Bankshares Inc generates $ 0.78 in net profit.
Pioneer Bankshares Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.11 | 2.64 | 0.12 |
| Quick Ratio | 0.11 | 2.64 | 0.12 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-240.45 Million | $ 2.49 Million | $ -114.89 Million |
Pioneer Bankshares Inc - Advanced Valuation Insights
This section examines the relationship between Pioneer Bankshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.83 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 7.1% |
| Total Assets | $344.92 Million |
| Market Capitalization | $21.56 Million USD |
Valuation Analysis
Below Book Valuation: The market values Pioneer Bankshares Inc's assets below their book value (0.06 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Pioneer Bankshares Inc's assets grew by 7.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Pioneer Bankshares Inc (1999–2024)
The table below shows the annual total assets of Pioneer Bankshares Inc from 1999 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $344.92 Million | +7.07% |
| 2023-12-31 | $322.13 Million | +9.83% |
| 2022-12-31 | $293.30 Million | +1.00% |
| 2021-12-31 | $290.40 Million | +9.83% |
| 2020-12-31 | $264.42 Million | +13.78% |
| 2019-12-31 | $232.39 Million | +8.84% |
| 2018-12-31 | $213.51 Million | +4.95% |
| 2017-12-31 | $203.45 Million | +4.38% |
| 2016-12-31 | $194.91 Million | +16.54% |
| 2011-12-31 | $167.25 Million | -0.54% |
| 2010-12-31 | $168.16 Million | +5.16% |
| 2009-12-31 | $159.90 Million | +2.43% |
| 2008-12-31 | $156.11 Million | +2.82% |
| 2007-12-31 | $151.82 Million | +0.13% |
| 2006-12-31 | $151.63 Million | +6.05% |
| 2005-12-31 | $142.98 Million | +7.29% |
| 2004-12-31 | $133.26 Million | +10.21% |
| 2003-12-31 | $120.92 Million | -3.36% |
| 2002-12-31 | $125.13 Million | +7.80% |
| 2001-12-31 | $116.07 Million | +15.38% |
| 2000-12-31 | $100.60 Million | -0.44% |
| 1999-12-31 | $101.04 Million | -- |