RiverBank Holding Company
RiverBank Holding Company operates as a community bank. It offers business and personal checking and savings, money market, and certificate of deposit accounts. The company was founded in 2006 and is based in Spokane, Washington.
RiverBank Holding Company (RBNK) - Total Assets
Latest total assets as of December 2024: $262.63 Million USD
Based on the latest financial reports, RiverBank Holding Company (RBNK) holds total assets worth $262.63 Million USD as of December 2024.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
RiverBank Holding Company - Total Assets Trend (2019–2024)
This chart illustrates how RiverBank Holding Company’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
RiverBank Holding Company - Asset Composition Analysis
Current Asset Composition (December 2024)
RiverBank Holding Company's total assets of $262.63 Million consist of 5.9% current assets and 94.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.2% |
| Accounts Receivable | $916.78K | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2019–2024)
This chart illustrates how RiverBank Holding Company's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: RiverBank Holding Company's current assets represent 5.9% of total assets in 2024, a decrease from 23.9% in 2019.
- Cash Position: Cash and equivalents constituted 5.2% of total assets in 2024, down from 21.1% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2019.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
RiverBank Holding Company Competitors by Total Assets
Key competitors of RiverBank Holding Company based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
RiverBank Holding Company - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - RiverBank Holding Company generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, RiverBank Holding Company generates $ 0.78 in net profit.
RiverBank Holding Company - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.09 | 0.12 | - |
| Quick Ratio | 0.09 | 0.12 | - |
| Cash Ratio | 0.00 | 0.00 | - |
| Working Capital | $-163.98 Million | $ -172.39 Million | - |
RiverBank Holding Company - Advanced Valuation Insights
This section examines the relationship between RiverBank Holding Company's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.22 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 8.7% |
| Total Assets | $262.37 Million |
| Market Capitalization | $201.93K USD |
Valuation Analysis
Below Book Valuation: The market values RiverBank Holding Company's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: RiverBank Holding Company's assets grew by 8.7% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for RiverBank Holding Company (2019–2024)
The table below shows the annual total assets of RiverBank Holding Company from 2019 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $262.37 Million | +8.69% |
| 2023-12-31 | $241.40 Million | +1.12% |
| 2022-12-31 | $238.73 Million | +29.70% |
| 2021-12-31 | $184.06 Million | +12.94% |
| 2020-12-31 | $162.96 Million | +10.65% |
| 2019-12-31 | $147.28 Million | -- |