Somerset Trust Holding Company
Somerset Trust Holding Company operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania. The company offers checking, savings, business, and individual retirement accounts, as well as certificates of deposit; debit and credit cards; and residential and commercial real estate, commercial, consumer, agricultural, mortgage, personal,… Read more
Somerset Trust Holding Company (SOME) - Total Assets
Latest total assets as of December 2025: $2.44 Billion USD
Based on the latest financial reports, Somerset Trust Holding Company (SOME) holds total assets worth $2.44 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Somerset Trust Holding Company - Total Assets Trend (2012–2025)
This chart illustrates how Somerset Trust Holding Company’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Somerset Trust Holding Company - Asset Composition Analysis
Current Asset Composition (December 2025)
Somerset Trust Holding Company's total assets of $2.44 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.9% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2012–2025)
This chart illustrates how Somerset Trust Holding Company's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Somerset Trust Holding Company's current assets represent 0.0% of total assets in 2025, a decrease from 7.4% in 2012.
- Cash Position: Cash and equivalents constituted 1.9% of total assets in 2025, down from 7.4% in 2012.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2012.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Somerset Trust Holding Company Competitors by Total Assets
Key competitors of Somerset Trust Holding Company based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Somerset Trust Holding Company - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Somerset Trust Holding Company generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Somerset Trust Holding Company generates $ 1.02 in net profit.
Somerset Trust Holding Company - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.03 | 0.05 | 0.05 |
| Quick Ratio | 0.03 | 0.05 | 0.05 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.95 Billion | $ -1.78 Billion | $ -1.21 Billion |
Somerset Trust Holding Company - Advanced Valuation Insights
This section examines the relationship between Somerset Trust Holding Company's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.99 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 5.5% |
| Total Assets | $2.44 Billion |
| Market Capitalization | $91.29 Million USD |
Valuation Analysis
Below Book Valuation: The market values Somerset Trust Holding Company's assets below their book value (0.04 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Somerset Trust Holding Company's assets grew by 5.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Somerset Trust Holding Company (2012–2025)
The table below shows the annual total assets of Somerset Trust Holding Company from 2012 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.44 Billion | +5.48% |
| 2024-12-31 | $2.32 Billion | +5.05% |
| 2023-12-31 | $2.20 Billion | +9.26% |
| 2022-12-31 | $2.02 Billion | +8.04% |
| 2021-12-31 | $1.87 Billion | +15.95% |
| 2020-12-31 | $1.61 Billion | +20.56% |
| 2019-12-31 | $1.34 Billion | +8.11% |
| 2018-12-31 | $1.24 Billion | +7.98% |
| 2017-12-31 | $1.14 Billion | +6.88% |
| 2016-12-31 | $1.07 Billion | +8.49% |
| 2015-12-31 | $986.80 Million | +8.13% |
| 2014-12-31 | $912.60 Million | +10.91% |
| 2013-12-31 | $822.86 Million | +3.24% |
| 2012-12-31 | $797.01 Million | -- |