Temecula Valley Bancorp Inc
Temecula Valley Bancorp Inc. operates as the bank holding company for Temecula Valley Bank that provides various banking products and services in California. Its deposit accounts include demand, savings, money market, and time accounts, as well as certificates of deposit. The company principally originates construction and/or real estate secured loans, including construction loans on one-to-four-… Read more
Temecula Valley Bancorp Inc (TMCV) - Total Assets
Latest total assets as of March 2009: $1.50 Billion USD
Based on the latest financial reports, Temecula Valley Bancorp Inc (TMCV) holds total assets worth $1.50 Billion USD as of March 2009.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Temecula Valley Bancorp Inc - Total Assets Trend (1998–2008)
This chart illustrates how Temecula Valley Bancorp Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Temecula Valley Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2008)
Temecula Valley Bancorp Inc's total assets of $1.50 Billion consist of 4.0% current assets and 96.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.6% |
| Accounts Receivable | $31.12 Million | 2.1% |
| Inventory | $33.74 Million | 2.2% |
| Property, Plant & Equipment | $5.51 Million | 0.4% |
| Intangible Assets | $31.12 Million | 2.1% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1998–2008)
This chart illustrates how Temecula Valley Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Temecula Valley Bancorp Inc's current assets represent 4.0% of total assets in 2008, an increase from 0.0% in 1998.
- Cash Position: Cash and equivalents constituted 1.6% of total assets in 2008, up from 0.0% in 1998.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 1998.
- Asset Diversification: The largest asset category is inventory at 2.2% of total assets.
Temecula Valley Bancorp Inc Competitors by Total Assets
Key competitors of Temecula Valley Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kraft Bank Asa
OL:KRAB
|
Norway | Nkr4.42 Billion |
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
China | CN¥765.57 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
Temecula Valley Bancorp Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Temecula Valley Bancorp Inc generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Temecula Valley Bancorp Inc is currently not profitable relative to its asset base.
Temecula Valley Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.07 | 0.05 | 0.14 |
| Quick Ratio | 0.04 | -0.14 | 0.08 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.25 Billion | $ -1.14 Billion | $ -396.35 Million |
Temecula Valley Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Temecula Valley Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.00 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 14.8% |
| Total Assets | $1.51 Billion |
| Market Capitalization | $0.97 USD |
Valuation Analysis
Below Book Valuation: The market values Temecula Valley Bancorp Inc's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Temecula Valley Bancorp Inc's assets grew by 14.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Temecula Valley Bancorp Inc (1998–2008)
The table below shows the annual total assets of Temecula Valley Bancorp Inc from 1998 to 2008.
| Year | Total Assets | Change |
|---|---|---|
| 2008-12-31 | $1.51 Billion | +14.78% |
| 2007-12-31 | $1.32 Billion | +6.49% |
| 2006-12-31 | $1.24 Billion | +42.49% |
| 2005-12-31 | $868.99 Million | +43.20% |
| 2004-12-31 | $606.83 Million | +40.73% |
| 2003-12-31 | $431.21 Million | +38.87% |
| 2002-12-31 | $310.51 Million | +63.40% |
| 2001-12-31 | $190.02 Million | +61.37% |
| 2000-12-31 | $117.76 Million | +38.35% |
| 1999-12-31 | $85.11 Million | +47.19% |
| 1998-12-31 | $57.83 Million | -- |