Unicaja Banco S.A
Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultu… Read more
Unicaja Banco S.A (UNJCF) - Total Assets
Latest total assets as of December 2025: $98.39 Billion USD
Based on the latest financial reports, Unicaja Banco S.A (UNJCF) holds total assets worth $98.39 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Unicaja Banco S.A - Total Assets Trend (2010–2025)
This chart illustrates how Unicaja Banco S.A’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Unicaja Banco S.A - Asset Composition Analysis
Current Asset Composition (December 2025)
Unicaja Banco S.A's total assets of $98.39 Billion consist of 11.2% current assets and 88.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 12.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2010–2025)
This chart illustrates how Unicaja Banco S.A's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Unicaja Banco S.A's current assets represent 11.2% of total assets in 2025, an increase from 3.4% in 2010.
- Cash Position: Cash and equivalents constituted 12.0% of total assets in 2025, up from 3.4% in 2010.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2010.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Unicaja Banco S.A Competitors by Total Assets
Key competitors of Unicaja Banco S.A based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Unicaja Banco S.A - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Unicaja Banco S.A generates 0.03x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Unicaja Banco S.A generates $ 0.64 in net profit.
Unicaja Banco S.A - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.08 | 0.12 | 0.17 |
| Quick Ratio | 0.08 | 0.12 | 0.16 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-70.97 Billion | $ -68.48 Billion | $ -36.58 Billion |
Unicaja Banco S.A - Advanced Valuation Insights
This section examines the relationship between Unicaja Banco S.A's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.93 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 1.1% |
| Total Assets | $98.39 Billion |
| Market Capitalization | $1.57 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Unicaja Banco S.A's assets below their book value (0.02 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Unicaja Banco S.A's assets grew by 1.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Unicaja Banco S.A (2010–2025)
The table below shows the annual total assets of Unicaja Banco S.A from 2010 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $98.39 Billion | +1.05% |
| 2024-12-31 | $97.37 Billion | +0.22% |
| 2023-12-31 | $97.15 Billion | -1.87% |
| 2022-12-31 | $99.00 Billion | -14.32% |
| 2021-12-31 | $115.55 Billion | +76.29% |
| 2020-12-31 | $65.54 Billion | +15.58% |
| 2019-12-31 | $56.71 Billion | -1.39% |
| 2018-12-31 | $57.50 Billion | +2.08% |
| 2017-12-31 | $56.33 Billion | -1.59% |
| 2016-12-31 | $57.24 Billion | -5.09% |
| 2015-12-31 | $60.31 Billion | -11.24% |
| 2014-12-31 | $67.95 Billion | +64.70% |
| 2013-12-31 | $41.26 Billion | +1.34% |
| 2012-12-31 | $40.71 Billion | +6.71% |
| 2011-12-31 | $38.16 Billion | +11.59% |
| 2010-12-31 | $34.19 Billion | -- |