Westbury Bancorp Inc
Westbury Bancorp, Inc. operates as a holding company for Westbury Bank that provides various community banking and financial products and services for individuals, families, and businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and term certificate accounts; personal, mortgage, one-to four-family residential real est… Read more
Westbury Bancorp Inc (WBBW) - Total Assets
Latest total assets as of June 2023: $900.04 Million USD
Based on the latest financial reports, Westbury Bancorp Inc (WBBW) holds total assets worth $900.04 Million USD as of June 2023.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Westbury Bancorp Inc - Total Assets Trend (2010–2022)
This chart illustrates how Westbury Bancorp Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Westbury Bancorp Inc - Asset Composition Analysis
Current Asset Composition (September 2022)
Westbury Bancorp Inc's total assets of $900.04 Million consist of 4.8% current assets and 95.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | -1.5% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2010–2022)
This chart illustrates how Westbury Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Westbury Bancorp Inc's current assets represent 4.8% of total assets in 2022, a decrease from 85.6% in 2010.
- Cash Position: Cash and equivalents constituted -1.5% of total assets in 2022, down from 8.0% in 2010.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2010.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Westbury Bancorp Inc Competitors by Total Assets
Key competitors of Westbury Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Westbury Bancorp Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Westbury Bancorp Inc generates 0.03x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Westbury Bancorp Inc generates $ 0.83 in net profit.
Westbury Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.74 | 0.05 | 4.64 |
| Quick Ratio | 0.74 | 0.05 | 4.64 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-14.85 Million | $ -816.38 Million | $ 98.41 Million |
Westbury Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Westbury Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.65 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | 3.9% |
| Total Assets | $957.93 Million |
| Market Capitalization | $70.80 Million USD |
Valuation Analysis
Below Book Valuation: The market values Westbury Bancorp Inc's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Westbury Bancorp Inc's assets grew by 3.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Westbury Bancorp Inc (2010–2022)
The table below shows the annual total assets of Westbury Bancorp Inc from 2010 to 2022.
| Year | Total Assets | Change |
|---|---|---|
| 2022-09-30 | $957.93 Million | +3.92% |
| 2021-09-30 | $921.79 Million | +3.89% |
| 2020-09-30 | $887.28 Million | +3.70% |
| 2019-09-30 | $855.62 Million | +4.82% |
| 2018-09-30 | $816.30 Million | +3.29% |
| 2017-09-30 | $790.29 Million | +12.48% |
| 2016-09-30 | $702.62 Million | +9.97% |
| 2015-09-30 | $638.93 Million | +12.35% |
| 2014-09-30 | $568.70 Million | +4.68% |
| 2013-09-30 | $543.28 Million | +3.19% |
| 2012-09-30 | $526.47 Million | -15.82% |
| 2011-09-30 | $625.39 Million | 0.00% |
| 2010-09-30 | $625.39 Million | -- |