Fincera Inc
Fincera Inc. focuses on providing online lending and e-commerce services for small and medium-sized businesses (SMBs) and individuals in China. The company operates in two segments, Internet-Based Financial and E-Commerce Services, and Property Lease and Management. The company's financial services platforms include CeraVest, a peer-to-peer lending platform that provides short-term financing prim… Read more
Fincera Inc (YUANF) - Total Assets
Latest total assets as of June 2019: $4.76 Billion USD
Based on the latest financial reports, Fincera Inc (YUANF) holds total assets worth $4.76 Billion USD as of June 2019.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Fincera Inc - Total Assets Trend (2007–2018)
This chart illustrates how Fincera Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Fincera Inc - Asset Composition Analysis
Current Asset Composition (December 2018)
Fincera Inc's total assets of $4.76 Billion consist of 470.2% current assets and -370.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 20.1% |
| Accounts Receivable | $2.28 Billion | 316.3% |
| Inventory | $3.23 Billion | 448.9% |
| Property, Plant & Equipment | $1.30 Billion | 180.7% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2007–2018)
This chart illustrates how Fincera Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Fincera Inc's current assets represent 470.2% of total assets in 2018, an increase from 100.0% in 2007.
- Cash Position: Cash and equivalents constituted 20.1% of total assets in 2018, up from 0.3% in 2007.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2007.
- Asset Diversification: The largest asset category is inventory at 448.9% of total assets.
Fincera Inc Competitors by Total Assets
Key competitors of Fincera Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Fincera Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Fincera Inc generates 0.30x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Solid ROA - For every $100 in assets, Fincera Inc generates $5.77 in net profit.
Fincera Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.82 | 0.98 | 1.16 |
| Quick Ratio | 0.82 | 0.98 | 1.15 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-703.23 Million | $ -76.59 Million | $ 375.88 Million |
Fincera Inc - Advanced Valuation Insights
This section examines the relationship between Fincera Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.50 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | -30.6% |
| Total Assets | $720.14 Million |
| Market Capitalization | $590.54 USD |
Valuation Analysis
Below Book Valuation: The market values Fincera Inc's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Fincera Inc's assets decreased by 30.6% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Fincera Inc (2007–2018)
The table below shows the annual total assets of Fincera Inc from 2007 to 2018.
| Year | Total Assets | Change |
|---|---|---|
| 2018-12-31 | $720.14 Million | -30.56% |
| 2017-12-31 | $1.04 Billion | +0.59% |
| 2016-12-31 | $1.03 Billion | +11.53% |
| 2015-12-31 | $924.42 Million | -75.67% |
| 2014-12-31 | $3.80 Billion | +13.37% |
| 2013-12-31 | $3.35 Billion | +22.24% |
| 2012-12-31 | $2.74 Billion | -20.17% |
| 2011-12-31 | $3.43 Billion | +586.70% |
| 2010-12-31 | $500.21 Million | -75.26% |
| 2009-12-31 | $2.02 Billion | +623.75% |
| 2008-12-31 | $279.39 Million | +18967.06% |
| 2007-12-31 | $1.47 Million | -- |