Zip Co Limited
Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia, New Zealand, and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers. It also provides unsecured loans through banking partners, as well as online and in-s… Read more
Zip Co Limited (ZIZTF) - Total Assets
Latest total assets as of June 2025: $3.50 Billion USD
Based on the latest financial reports, Zip Co Limited (ZIZTF) holds total assets worth $3.50 Billion USD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Zip Co Limited - Total Assets Trend (2010–2025)
This chart illustrates how Zip Co Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Zip Co Limited - Asset Composition Analysis
Current Asset Composition (June 2025)
Zip Co Limited's total assets of $3.50 Billion consist of 14.4% current assets and 85.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 11.2% |
| Accounts Receivable | $97.80 Million | 2.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $55.34 Million | 1.6% |
| Goodwill | $212.29 Million | 6.1% |
Asset Composition Trend (2010–2025)
This chart illustrates how Zip Co Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Zip Co Limited's current assets represent 14.4% of total assets in 2025, a decrease from 58.6% in 2010.
- Cash Position: Cash and equivalents constituted 11.2% of total assets in 2025, down from 57.9% in 2010.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 7.0% of total assets, an increase from 0.0% in 2010.
- Asset Diversification: The largest asset category is goodwill at 6.1% of total assets.
Zip Co Limited Competitors by Total Assets
Key competitors of Zip Co Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Zip Co Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Zip Co Limited generates 0.31x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Zip Co Limited generates $ 2.28 in net profit.
Zip Co Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.36 | 0.32 | 1.84 |
| Quick Ratio | 1.36 | 0.39 | 5.57 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $133.20 Million | $ -955.52 Million | $ 18.81 Million |
Zip Co Limited - Advanced Valuation Insights
This section examines the relationship between Zip Co Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 4.22 |
| Latest Market Cap to Assets Ratio | 0.34 |
| Asset Growth Rate (YoY) | 10.1% |
| Total Assets | $3.50 Billion |
| Market Capitalization | $1.18 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Zip Co Limited's assets below their book value (0.34 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Zip Co Limited's assets grew by 10.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Zip Co Limited (2010–2025)
The table below shows the annual total assets of Zip Co Limited from 2010 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | $3.50 Billion | +10.13% |
| 2024-06-30 | $3.18 Billion | -5.23% |
| 2023-06-30 | $3.36 Billion | -0.84% |
| 2022-06-30 | $3.39 Billion | -0.25% |
| 2021-06-30 | $3.39 Billion | +154.85% |
| 2020-06-30 | $1.33 Billion | +94.41% |
| 2019-06-30 | $685.16 Million | +105.71% |
| 2018-06-30 | $333.07 Million | +90.81% |
| 2017-06-30 | $174.55 Million | +261.31% |
| 2016-06-30 | $48.31 Million | +3458.66% |
| 2015-06-30 | $1.36 Million | -29.43% |
| 2014-06-30 | $1.92 Million | -49.49% |
| 2013-06-30 | $3.81 Million | -18.23% |
| 2012-06-30 | $4.66 Million | -16.79% |
| 2011-06-30 | $5.60 Million | -30.12% |
| 2010-06-30 | $8.01 Million | -- |