Union Bank of the Philippines

PSE:UBP Philippines Banking Services
Market Cap
$4.06K
₱238.05K PHP
Market Cap Rank
#46284 Global
#36 in Philippines
Share Price
₱25.60
Change (1 day)
+0.00%
52-Week Range
₱25.35 - ₱34.80
All Time High
₱71.73
About

Union Bank of the Philippines operates in Consumer Finance.

Union Bank of the Philippines (UBP) - Total Assets

Latest total assets as of June 2023: ₱1.11 Trillion PHP

Based on the latest financial reports, Union Bank of the Philippines (UBP) holds total assets worth ₱1.11 Trillion PHP as of June 2023.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Union Bank of the Philippines - Total Assets Trend (2014–2022)

This chart illustrates how Union Bank of the Philippines’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Union Bank of the Philippines - Asset Composition Analysis

Current Asset Composition (December 2022)

Union Bank of the Philippines's total assets of ₱1.11 Trillion consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (PHP) % of Total Assets
Cash & Equivalents ₱0.00 0.0%
Accounts Receivable ₱0.00 0.0%
Inventory ₱0.00 0.0%
Property, Plant & Equipment ₱8.71 Billion 0.8%
Intangible Assets ₱10.18 Billion 0.9%
Goodwill ₱62.34 Billion 5.7%

Asset Composition Trend (2014–2022)

This chart illustrates how Union Bank of the Philippines's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Union Bank of the Philippines's current assets represent 0.0% of total assets in 2022, unchanged from 0.0% in 2014.
  • Cash Position: Cash and equivalents constituted 0.0% of total assets in 2022, the same as 0.0% in 2014.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 5.0% of total assets, an increase from 2.0% in 2014.
  • Asset Diversification: The largest asset category is goodwill at 5.7% of total assets.

Union Bank of the Philippines Competitors by Total Assets

Key competitors of Union Bank of the Philippines based on total assets are shown below.

Company Country Total Assets
Pureun Mutual Savings Bank Co. Ltd
KQ:007330
Korea ₩1.54 Trillion
Mason Capital Corporation
KQ:021880
Korea ₩87.80 Billion
Han Kook Capital Co. Ltd
KQ:023760
Korea ₩4.92 Trillion
Sangsangin Co. Ltd
KQ:038540
Korea ₩5.48 Trillion
Allied Bank Ltd
KAR:ABL
Pakistan PKRs2.52 Trillion
Askari Bank Ltd
KAR:AKBL
Pakistan PKRs2.47 Trillion
Asia United Bank Corp
PSE:AUB
Philippines ₱327.71 Billion
Bank Alfalah Ltd
KAR:BAFL
Pakistan PKRs3.36 Trillion

Union Bank of the Philippines - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.00 - 0.00

Lower asset utilization - Union Bank of the Philippines generates 0.00x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.00% - 0.00%

Negative ROA - Union Bank of the Philippines is currently not profitable relative to its asset base.

Union Bank of the Philippines - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio - -
Quick Ratio - -
Cash Ratio - -
Working Capital ₱- - -

Union Bank of the Philippines - Advanced Valuation Insights

This section examines the relationship between Union Bank of the Philippines's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio -
Latest Market Cap to Assets Ratio 0.00
Asset Growth Rate (YoY) 31.5%
Total Assets ₱1.09 Trillion
Market Capitalization $4.23K USD

Valuation Analysis

Below Book Valuation: The market values Union Bank of the Philippines's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: Union Bank of the Philippines's assets grew by 31.5% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Union Bank of the Philippines (2014–2022)

The table below shows the annual total assets of Union Bank of the Philippines from 2014 to 2022.

Year Total Assets Change
2022-12-31 ₱1.09 Trillion +31.52%
2021-12-31 ₱831.10 Billion +7.31%
2020-12-31 ₱774.46 Billion +0.48%
2019-12-31 ₱770.79 Billion +15.13%
2018-12-31 ₱669.51 Billion +7.74%
2017-12-31 ₱621.43 Billion +18.64%
2016-12-31 ₱523.79 Billion +18.60%
2015-12-31 ₱441.66 Billion -0.94%
2014-12-31 ₱445.83 Billion --