Banca Transilvania S.A.

RO:TLV Romania Banks - Regional
Market Cap
$7.82 Billion
RON37.90 Billion RON
Market Cap Rank
#1990 Global
#1 in Romania
Share Price
RON34.80
Change (1 day)
-1.92%
52-Week Range
RON26.10 - RON36.48
All Time High
RON36.48
About

Banca Transilvania S.A. provides various banking products and services in Romania, Italy, and the Republic of Moldova. The company operates through Large Corporate Clients, Medium Corporate Customers, SME clients, Micro Business clients, Retail customers, Treasury, Leasing and consumer finance granted by non-banking financial institutions, and Other segments. It offers transactional banking produ… Read more

Banca Transilvania S.A. (TLV) - Total Assets

Latest total assets as of December 2025: RON224.41 Billion RON

Based on the latest financial reports, Banca Transilvania S.A. (TLV) holds total assets worth RON224.41 Billion RON as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Banca Transilvania S.A. - Total Assets Trend (2019–2025)

This chart illustrates how Banca Transilvania S.A.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Banca Transilvania S.A. - Asset Composition Analysis

Current Asset Composition (December 2025)

Banca Transilvania S.A.'s total assets of RON224.41 Billion consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (RON) % of Total Assets
Cash & Equivalents RON0.00 18.7%
Accounts Receivable RON0.00 0.0%
Inventory RON0.00 0.0%
Property, Plant & Equipment RON0.00 0.0%
Intangible Assets RON1.27 Billion 0.6%
Goodwill RON156.98 Million 0.1%

Asset Composition Trend (2019–2025)

This chart illustrates how Banca Transilvania S.A.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Banca Transilvania S.A.'s current assets represent 0.0% of total assets in 2025, unchanged from 0.0% in 2019.
  • Cash Position: Cash and equivalents constituted 18.7% of total assets in 2025, down from 24.3% in 2019.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2019.
  • Asset Diversification: The largest asset category is intangible assets at 0.6% of total assets.

Banca Transilvania S.A. Competitors by Total Assets

Key competitors of Banca Transilvania S.A. based on total assets are shown below.

Company Country Total Assets
Kraft Bank Asa
OL:KRAB
Norway Nkr4.42 Billion
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Qingdao Co Ltd
SHE:002948
China CN¥765.57 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion

Banca Transilvania S.A. - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.04 - 0.05

Lower asset utilization - Banca Transilvania S.A. generates 0.05x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 1.28% - 2.28%

Moderate ROA - For every $100 in assets, Banca Transilvania S.A. generates $ 2.08 in net profit.

Banca Transilvania S.A. - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio - -
Quick Ratio - -
Cash Ratio - -
Working Capital RON- - -

Banca Transilvania S.A. - Advanced Valuation Insights

This section examines the relationship between Banca Transilvania S.A.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.67
Latest Market Cap to Assets Ratio 0.03
Asset Growth Rate (YoY) 8.4%
Total Assets RON224.41 Billion
Market Capitalization $7.82 Billion USD

Valuation Analysis

Below Book Valuation: The market values Banca Transilvania S.A.'s assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Banca Transilvania S.A.'s assets grew by 8.4% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Banca Transilvania S.A. (2019–2025)

The table below shows the annual total assets of Banca Transilvania S.A. from 2019 to 2025.

Year Total Assets Change
2025-12-31 RON224.41 Billion +8.39%
2024-12-31 RON207.04 Billion +22.38%
2023-12-31 RON169.17 Billion +20.40%
2022-12-31 RON140.51 Billion +6.04%
2021-12-31 RON132.50 Billion +23.27%
2020-12-31 RON107.49 Billion +17.19%
2019-12-31 RON91.72 Billion --