Everyday People Financial Corp.
Everyday People Financial Corp. provides credit products in Canada, the United States, and the United Kingdom. The company operates Financial Services; EP Homes services; and Revenue Cycle Management Services segments. It offers structured lease and down payment accumulation program services for home purchasing; and debt collection services for corporations. The company also provides revenue cycl… Read more
Everyday People Financial Corp. (EPF) - Total Assets
Latest total assets as of September 2025: CA$74.61 Million CAD
Based on the latest financial reports, Everyday People Financial Corp. (EPF) holds total assets worth CA$74.61 Million CAD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Everyday People Financial Corp. - Total Assets Trend (2020–2024)
This chart illustrates how Everyday People Financial Corp.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Everyday People Financial Corp. - Asset Composition Analysis
Current Asset Composition (September 2024)
Everyday People Financial Corp.'s total assets of CA$74.61 Million consist of 40.4% current assets and 59.6% non-current assets.
| Asset Category | Amount (CAD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CA$0.00 | 2.5% |
| Accounts Receivable | CA$6.80 Million | 10.6% |
| Inventory | CA$2.07 Million | 3.2% |
| Property, Plant & Equipment | CA$0.00 | 0.0% |
| Intangible Assets | CA$17.64 Million | 27.6% |
| Goodwill | CA$12.79 Million | 20.0% |
Asset Composition Trend (2020–2024)
This chart illustrates how Everyday People Financial Corp.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Everyday People Financial Corp.'s current assets represent 40.4% of total assets in 2024, a decrease from 100.0% in 2020.
- Cash Position: Cash and equivalents constituted 2.5% of total assets in 2024, down from 100.0% in 2020.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 47.0% of total assets, an increase from 0.0% in 2020.
- Asset Diversification: The largest asset category is intangible assets at 27.6% of total assets.
Everyday People Financial Corp. Competitors by Total Assets
Key competitors of Everyday People Financial Corp. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Everyday People Financial Corp. - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Strong asset utilization - Everyday People Financial Corp. generates 0.89x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Everyday People Financial Corp. is currently not profitable relative to its asset base.
Everyday People Financial Corp. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.93 | 1.05 | 0.98 |
| Quick Ratio | 0.93 | 0.86 | 0.75 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | CA$-3.18 Million | CA$ 1.62 Million | CA$ -452.35K |
Everyday People Financial Corp. - Advanced Valuation Insights
This section examines the relationship between Everyday People Financial Corp.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.99 |
| Latest Market Cap to Assets Ratio | 0.43 |
| Asset Growth Rate (YoY) | -0.2% |
| Total Assets | CA$63.95 Million |
| Market Capitalization | $27.31 Million USD |
Valuation Analysis
Below Book Valuation: The market values Everyday People Financial Corp.'s assets below their book value (0.43 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Everyday People Financial Corp.'s assets decreased by 0.2% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Everyday People Financial Corp. (2020–2024)
The table below shows the annual total assets of Everyday People Financial Corp. from 2020 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-09-30 | CA$63.95 Million | -0.21% |
| 2023-09-30 | CA$64.08 Million | +36532.54% |
| 2022-09-30 | CA$174.92K | -19.45% |
| 2021-09-30 | CA$217.15K | +44.06% |
| 2020-09-30 | CA$150.74K | -- |