Ho Chi Minh City Development Joint Stock Commercial Bank
Ho Chi Minh City Development Joint Stock Commercial Bank provides various banking products and services to individuals and corporates in Vietnam and internationally. The company offers current account, savings, demand, online saving, and regular term deposits; health, hospital allowance, death and disability, accident, critical illness, home, civil liability for car, borrower, assets risks, and f… Read more
Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) - Total Assets
Latest total assets as of December 2025: ₫931.10 Trillion VND
Based on the latest financial reports, Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) holds total assets worth ₫931.10 Trillion VND as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Ho Chi Minh City Development Joint Stock Commercial Bank - Total Assets Trend (2020–2025)
This chart illustrates how Ho Chi Minh City Development Joint Stock Commercial Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Ho Chi Minh City Development Joint Stock Commercial Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
Ho Chi Minh City Development Joint Stock Commercial Bank's total assets of ₫931.10 Trillion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (VND) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₫0.00 | 23.7% |
| Accounts Receivable | ₫0.00 | 0.0% |
| Inventory | ₫0.00 | 0.0% |
| Property, Plant & Equipment | ₫0.00 | 0.0% |
| Intangible Assets | ₫887.28 Billion | 0.1% |
| Goodwill | ₫0.00 | 0.0% |
Asset Composition Trend (2020–2025)
This chart illustrates how Ho Chi Minh City Development Joint Stock Commercial Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Ho Chi Minh City Development Joint Stock Commercial Bank's current assets represent 0.0% of total assets in 2025, a decrease from 25.6% in 2020.
- Cash Position: Cash and equivalents constituted 23.7% of total assets in 2025, up from 17.2% in 2020.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2020.
- Asset Diversification: The largest asset category is intangible assets at 0.1% of total assets.
Ho Chi Minh City Development Joint Stock Commercial Bank Competitors by Total Assets
Key competitors of Ho Chi Minh City Development Joint Stock Commercial Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kraft Bank Asa
OL:KRAB
|
Norway | Nkr4.42 Billion |
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
China | CN¥765.57 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
Ho Chi Minh City Development Joint Stock Commercial Bank - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Ho Chi Minh City Development Joint Stock Commercial Bank generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Ho Chi Minh City Development Joint Stock Commercial Bank generates $ 1.77 in net profit.
Ho Chi Minh City Development Joint Stock Commercial Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.38 | 0.30 | 0.30 |
| Quick Ratio | 0.38 | 0.30 | 0.30 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₫-235.76 Trillion | ₫ -213.87 Trillion | ₫ -213.87 Trillion |
Ho Chi Minh City Development Joint Stock Commercial Bank - Advanced Valuation Insights
This section examines the relationship between Ho Chi Minh City Development Joint Stock Commercial Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.85 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 33.5% |
| Total Assets | ₫931.10 Trillion |
| Market Capitalization | $4.27 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Ho Chi Minh City Development Joint Stock Commercial Bank's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Ho Chi Minh City Development Joint Stock Commercial Bank's assets grew by 33.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Ho Chi Minh City Development Joint Stock Commercial Bank (2020–2025)
The table below shows the annual total assets of Ho Chi Minh City Development Joint Stock Commercial Bank from 2020 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | ₫931.10 Trillion | +33.52% |
| 2024-12-31 | ₫697.37 Trillion | +15.78% |
| 2023-12-31 | ₫602.31 Trillion | +44.69% |
| 2022-12-31 | ₫416.27 Trillion | +11.12% |
| 2021-12-31 | ₫374.61 Trillion | +17.39% |
| 2020-12-31 | ₫319.13 Trillion | -- |