Fon SE
FON SE provides financial services in Estonia and Poland. The company grants loans for retail customers and small businesses. It is also involved in the capital investment activities. FON SE is based in Tallinn, Estonia.
Fon SE (FON) - Total Assets
Latest total assets as of December 2025: zł8.72 Million PLN
Based on the latest financial reports, Fon SE (FON) holds total assets worth zł8.72 Million PLN as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Fon SE - Total Assets Trend (2008–2024)
This chart illustrates how Fon SE’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Fon SE - Asset Composition Analysis
Current Asset Composition (December 2024)
Fon SE's total assets of zł8.72 Million consist of 0.9% current assets and 99.1% non-current assets.
| Asset Category | Amount (PLN) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 0.4% |
| Accounts Receivable | zł35.00K | 0.4% |
| Inventory | zł0.00 | 0.0% |
| Property, Plant & Equipment | zł0.00 | 0.0% |
| Intangible Assets | zł0.00 | 0.0% |
| Goodwill | zł0.00 | 0.0% |
Asset Composition Trend (2008–2024)
This chart illustrates how Fon SE's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Fon SE's current assets represent 0.9% of total assets in 2024, a decrease from 27.0% in 2008.
- Cash Position: Cash and equivalents constituted 0.4% of total assets in 2024, up from 0.2% in 2008.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2008.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
Fon SE Competitors by Total Assets
Key competitors of Fon SE based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Fon SE - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Fon SE generates 0.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Fon SE generates $ 4.98 in net profit.
Fon SE - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.02 | 0.04 | 104.86 |
| Quick Ratio | 0.02 | 0.04 | 106.86 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | zł-1.28 Million | zł -1.54 Million | zł 727.00K |
Fon SE - Advanced Valuation Insights
This section examines the relationship between Fon SE's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.42 |
| Latest Market Cap to Assets Ratio | 0.12 |
| Asset Growth Rate (YoY) | -16.1% |
| Total Assets | zł8.72 Million |
| Market Capitalization | $1.06 Million USD |
Valuation Analysis
Below Book Valuation: The market values Fon SE's assets below their book value (0.12 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Fon SE's assets decreased by 16.1% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Fon SE (2008–2024)
The table below shows the annual total assets of Fon SE from 2008 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | zł8.72 Million | -16.14% |
| 2023-12-31 | zł10.40 Million | +50.31% |
| 2022-12-31 | zł6.92 Million | -22.18% |
| 2021-12-31 | zł8.89 Million | -13.59% |
| 2020-12-31 | zł10.29 Million | -10.25% |
| 2019-12-31 | zł11.46 Million | +22.75% |
| 2018-12-31 | zł9.34 Million | -40.17% |
| 2017-12-31 | zł15.61 Million | +3.52% |
| 2016-12-31 | zł15.08 Million | -23.57% |
| 2015-12-31 | zł19.73 Million | -65.69% |
| 2014-12-31 | zł57.49 Million | -19.45% |
| 2013-12-31 | zł71.37 Million | +227.30% |
| 2012-12-31 | zł21.81 Million | +8.36% |
| 2011-12-31 | zł20.12 Million | +184.07% |
| 2010-12-31 | zł7.08 Million | +490.43% |
| 2009-12-31 | zł1.20 Million | -25.88% |
| 2008-12-31 | zł1.62 Million | -- |