Investment Friends Capital SE

WAR:IFC Poland Credit Services
Market Cap
$6.38 Million
zł26.53 Million PLN
Market Cap Rank
#38475 Global
#372 in Poland
Share Price
zł5.30
Change (1 day)
+0.00%
52-Week Range
zł5.30 - zł5.30
All Time High
zł235.20
About

Investment Friends Capital SE engages in the financial activities in Poland and Estonia. It provides cash loans to individuals and business entities. The company was founded in 1996 and is based in Tallinn, Estonia. Investment Friends Capital SE is a subsidiary of Patro Invest OÜ.

Investment Friends Capital SE (IFC) - Total Assets

Latest total assets as of September 2025: zł3.95 Million PLN

Based on the latest financial reports, Investment Friends Capital SE (IFC) holds total assets worth zł3.95 Million PLN as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Investment Friends Capital SE - Total Assets Trend (2016–2024)

This chart illustrates how Investment Friends Capital SE’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Investment Friends Capital SE - Asset Composition Analysis

Current Asset Composition (December 2024)

Investment Friends Capital SE's total assets of zł3.95 Million consist of 100.0% current assets and 0.0% non-current assets.

Asset Category Amount (PLN) % of Total Assets
Cash & Equivalents zł0.00 0.0%
Accounts Receivable zł398.00K 10.1%
Inventory zł0.00 0.0%
Property, Plant & Equipment zł0.00 0.0%
Intangible Assets zł0.00 0.0%
Goodwill zł0.00 0.0%

Asset Composition Trend (2016–2024)

This chart illustrates how Investment Friends Capital SE's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Investment Friends Capital SE's current assets represent 100.0% of total assets in 2024, an increase from 79.6% in 2016.
  • Cash Position: Cash and equivalents constituted 0.0% of total assets in 2024, down from 8.3% in 2016.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
  • Asset Diversification: The largest asset category is accounts receivable at 10.1% of total assets.

Investment Friends Capital SE Competitors by Total Assets

Key competitors of Investment Friends Capital SE based on total assets are shown below.

Company Country Total Assets
Pappajack Bhd
KLSE:0242
Malaysia RM361.68 Million
Evergreen Max Cash Capital Berhad
KLSE:0286
Malaysia RM361.11 Million
Samsung Card Co. Ltd.
KO:029780
Korea ₩32.17 Trillion
Yiren Digital Ltd
F:19YA
Germany €14.45 Billion
Yixin Group Limited
F:1YX
Germany €50.34 Billion
BFF Bank S.p.A
F:2BF
Germany €12.13 Billion
Resurs Holding AB (publ)
F:4R6
Germany €50.33 Billion
Aeon Credit Service Bhd
KLSE:5139
Malaysia RM15.62 Billion

Investment Friends Capital SE - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.02 - 0.07

Lower asset utilization - Investment Friends Capital SE generates 0.02x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -2.81% - 2.99%

Moderate ROA - For every $100 in assets, Investment Friends Capital SE generates $ 0.48 in net profit.

Investment Friends Capital SE - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 2.13 3878.00 128.00
Quick Ratio 2.13 3878.00 128.00
Cash Ratio 0.00 0.00 0.00
Working Capital zł2.10 Million zł 3.88 Million zł 381.00K

Investment Friends Capital SE - Advanced Valuation Insights

This section examines the relationship between Investment Friends Capital SE's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 25.79
Latest Market Cap to Assets Ratio 0.08
Asset Growth Rate (YoY) -23.1%
Total Assets zł3.93 Million
Market Capitalization $303.35K USD

Valuation Analysis

Below Book Valuation: The market values Investment Friends Capital SE's assets below their book value (0.08 x), which may indicate investor concerns about asset quality or future growth.

Significant Asset Reduction: Investment Friends Capital SE's assets decreased by 23.1% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.

Annual Total Assets for Investment Friends Capital SE (2016–2024)

The table below shows the annual total assets of Investment Friends Capital SE from 2016 to 2024.

Year Total Assets Change
2024-12-31 zł3.93 Million -23.10%
2023-12-31 zł5.11 Million +2.24%
2022-12-31 zł5.00 Million +3.58%
2021-12-31 zł4.83 Million +1.77%
2020-12-31 zł4.74 Million +2.68%
2019-12-31 zł4.62 Million -5.75%
2018-12-31 zł4.90 Million -14.47%
2017-12-31 zł5.73 Million +14.42%
2016-12-31 zł5.01 Million --