Gouverneur Bancorp
Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York. It accepts savings deposit, NOW, money market deposit, and checking accounts, as well as certificates of deposit. The company's loan products include mortgage loans, one- to four-family residential loans… Read more
Gouverneur Bancorp (GOVB) - Total Liabilities
Latest total liabilities as of September 2025: $166.42 Million USD
Based on the latest financial reports, Gouverneur Bancorp (GOVB) has total liabilities worth $166.42 Million USD as of September 2025.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Gouverneur Bancorp - Total Liabilities Trend (1999–2025)
This chart illustrates how Gouverneur Bancorp's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
Gouverneur Bancorp Competitors by Total Liabilities
The table below lists competitors of Gouverneur Bancorp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Blue Ridge Real Estate Company
PINK:BRRE
|
USA | $1.75 Million |
|
Cenntro Electric Group Ltd
NASDAQ:CENN
|
USA | $36.57 Million |
|
PT Semen Baturaja (Persero) Tbk
F:15B
|
Germany | €1.52 Trillion |
|
Qomolangma Acquisition Corp. Common Stock
NASDAQ:QOMO
|
USA | $5.14 Million |
|
PT Ingria Pratama Capitalindo Tbk
JK:GRIA
|
Indonesia | Rp70.43 Billion |
|
Envar Holding AB (publ)
F:LD5
|
Germany | €18.07 Million |
|
PIL ITALICA LIFESTYLE LIMITED
NSE:PILITA
|
India | ₹262.84 Million |
|
President Automobile Industries Public Company Limited
BK:PACO
|
Thailand | ฿262.21 Million |
Liability Composition Analysis (1999–2025)
This chart breaks down Gouverneur Bancorp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 5.18 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.84 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Gouverneur Bancorp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Gouverneur Bancorp (1999–2025)
The table below shows the annual total liabilities of Gouverneur Bancorp from 1999 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-09-30 | $166.42 Million | +1.17% |
| 2024-09-30 | $164.50 Million | -9.01% |
| 2023-09-30 | $180.78 Million | +4649.79% |
| 2022-09-30 | $3.81 Million | -96.46% |
| 2021-09-30 | $107.52 Million | +4.76% |
| 2020-09-30 | $102.63 Million | +7.11% |
| 2019-09-30 | $95.82 Million | +189.04% |
| 2007-09-30 | $33.15 Million | -5.96% |
| 2006-09-30 | $35.25 Million | -65.96% |
| 2005-09-30 | $103.55 Million | +20.10% |
| 2004-09-30 | $86.22 Million | +19.09% |
| 2003-09-30 | $72.40 Million | +1013.83% |
| 2002-09-30 | $6.50 Million | -18.75% |
| 2001-09-30 | $8.00 Million | +128.57% |
| 2000-09-30 | $3.50 Million | -52.70% |
| 1999-09-30 | $7.40 Million | -- |