Embassy Bancorp Inc
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides various banking and related financial products and services to individual, business, and government customers in Pennsylvania. The company offers time, savings, money market, and demand deposits; checking, individual retirement, and NOW accounts; and certificates of deposit. It also… Read more
Embassy Bancorp Inc (EMYB) - Total Liabilities
Latest total liabilities as of September 2025: $1.66 Billion USD
Based on the latest financial reports, Embassy Bancorp Inc (EMYB) has total liabilities worth $1.66 Billion USD as of September 2025.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Embassy Bancorp Inc - Total Liabilities Trend (2010–2024)
This chart illustrates how Embassy Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
Embassy Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Embassy Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Seoyon Co Ltd
KO:007860
|
Korea | ₩2.05 Trillion |
|
JSL S.A
SA:JSLG3
|
Brazil | R$10.62 Billion |
|
OPC Energy Ltd
TA:OPCE
|
Israel | ILA5.76 Billion |
|
Formosa Electronic Industries
TWO:8171
|
Taiwan | NT$892.84 Million |
|
Samart Corporation Public Company Limited
BK:SAMART
|
Thailand | ฿10.15 Billion |
|
Brighten Optix Corporation
TWO:6747
|
Taiwan | NT$331.68 Million |
|
Seer Inc
NASDAQ:SEER
|
USA | $36.79 Million |
Liability Composition Analysis (2010–2024)
This chart breaks down Embassy Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 13.52 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.93 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Embassy Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Embassy Bancorp Inc (2010–2024)
The table below shows the annual total liabilities of Embassy Bancorp Inc from 2010 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $1.60 Billion | +3.04% |
| 2023-12-31 | $1.55 Billion | -0.07% |
| 2022-12-31 | $1.55 Billion | +2.73% |
| 2021-12-31 | $1.51 Billion | +13.60% |
| 2020-12-31 | $1.33 Billion | +23.53% |
| 2019-12-31 | $1.08 Billion | +6.36% |
| 2018-12-31 | $1.01 Billion | +10.35% |
| 2017-12-31 | $917.20 Million | +7.78% |
| 2016-12-31 | $850.96 Million | +15.63% |
| 2015-12-31 | $735.94 Million | +11.88% |
| 2014-12-31 | $657.76 Million | +6.64% |
| 2013-12-31 | $616.78 Million | +4.01% |
| 2012-12-31 | $592.98 Million | +11.64% |
| 2011-12-31 | $531.15 Million | +11.32% |
| 2010-12-31 | $477.15 Million | -- |