U & I Financial Corp

OTCQX:UNIF USA Banks - Regional
Market Cap
$17.25 Million
Market Cap Rank
#30363 Global
#10012 in USA
Share Price
$3.15
Change (1 day)
-3.67%
52-Week Range
$3.15 - $4.00
All Time High
$13.03
About

U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for individuals and small to medium-sized businesses in the United States. The company offers checking and savings accounts, and certificates of deposits. It also provides commercial loans comprising commercial real estate term loans, residential real estate loans, construction loans, lan… Read more

U & I Financial Corp (UNIF) - Total Liabilities

Latest total liabilities as of June 2025: $381.36 Million USD

Based on the latest financial reports, U & I Financial Corp (UNIF) has total liabilities worth $381.36 Million USD as of June 2025.

Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

U & I Financial Corp - Total Liabilities Trend (2014–2024)

This chart illustrates how U & I Financial Corp's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.

U & I Financial Corp Competitors by Total Liabilities

The table below lists competitors of U & I Financial Corp ranked by their total liabilities.

Company Country Total Liabilities
A.S. Création Tapeten AG
F:ACWN
Germany €36.90 Million
SG Blocks Inc
NASDAQ:SGBX
USA $29.17 Million
PTRB
KLSE:0260
Malaysia RM190.26 Million
Grolleau SAS
PA:ALGRO
France €20.22 Million
Rajshree Polypack Limited
NSE:RPPL
India ₹1.67 Billion
DREAMINSIGHT Co,.Ltd.
KQ:362990
Korea ₩17.67 Billion
Multi-National Residence Fund
BK:MNRF
Thailand ฿10.04 Million

Liability Composition Analysis (2014–2024)

This chart breaks down U & I Financial Corp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio N/A Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 13.51 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.93 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how U & I Financial Corp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for U & I Financial Corp (2014–2024)

The table below shows the annual total liabilities of U & I Financial Corp from 2014 to 2024.

Year Total Liabilities Change
2024-12-31 $492.39 Million -10.25%
2023-12-31 $548.63 Million +6.59%
2022-12-31 $514.71 Million +32.46%
2021-12-31 $388.57 Million +12.69%
2020-12-31 $344.81 Million +16.10%
2019-12-31 $297.00 Million +13.38%
2018-12-31 $261.96 Million +11.65%
2017-12-31 $234.63 Million +5.87%
2016-12-31 $221.62 Million -9.71%
2015-12-31 $245.47 Million +23.41%
2014-12-31 $198.91 Million --